Just Financial Group Ltd

• Principal Place of Business

  Just Financial Group Ltd

  2/1 200 Bath Street

  Glasgow

  Glasgow City

  G2 4HG

  UNITED KINGDOM

  Phone

  +441414659999

  Web

  https://www.justfinancialgroup.co.uk

• Complaints Contact

  Just Financial Group Ltd

  2/1 200 Bath Street

  Glasgow

  Glasgow City

  G2 4HG

  UNITED KINGDOM

  Phone

  +441414659999

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let End Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Alkarim Sarfaraz Parpia

  IRN ASP01068

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • Appointed representative dealing with clients for which they require qualification (since 16 Jul 2021)
  • CF1 Director (AR) (since 16 Jun 2021)
  • CF30 Customer (since 16 Jun 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF1 Director (25 Apr 2019 to 8 Dec 2019)
  • CF30 Customer (11 Jul 2017 to 8 Dec 2019)
• Colin Jack

  IRN CXJ00033

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 19 Jul 2024)
  • [FCA CF] Client dealing (since 19 Jul 2024)
• Dhawal Vasant Chandan

  IRN DXC01769

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Appointed representative dealing with clients for which they require qualification (19 Jul 2021 to 14 Jan 2026)
  • CF30 Customer (12 Jul 2021 to 14 Jan 2026)
  • CF1 Director (AR) (12 Jul 2021 to 14 Jan 2026)
  • Responsible for Insurance Distribution (1 Oct 2018 to 18 Mar 2024)
  • Responsibility for MCD Intermediation (17 May 2017 to 4 Mar 2020)
  • CF1 Director (15 Aug 2016 to 8 Dec 2019)
  • Responsible for Insurance Mediation (15 Aug 2016 to 30 Sep 2018)
  • CF10 Compliance Oversight (15 Aug 2016 to 18 Nov 2019)
  • CF11 Money Laundering Reporting (15 Aug 2016 to 18 Nov 2019)
• Gary Anthony Watt

  IRN GXW00150

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF16 Compliance Oversight (26 Mar 2020 to 18 Mar 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (26 Mar 2020 to 18 Mar 2024)
  • CF30 Customer (15 Aug 2016 to 8 Dec 2019)
  • CF1 Director (15 Aug 2016 to 8 Dec 2019)
• Jennifer Claire Shearer

  IRN JCR01127

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 12 Jan 2026)
  • [FCA CF] Client dealing (since 12 Jan 2026)
• Jennifer Isabel Bolling

  IRN JIB01029

  • Responsible for Insurance Distribution (since 15 Mar 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 15 Mar 2024)
  • SMF16 Compliance Oversight (since 15 Mar 2024)
  • [FCA CF] Manager of certification employee (6 Jan 2020 to 2 Dec 2024)
• John Johnstone Beattie

  IRN JXB00005

  • [FCA CF] Functions requiring qualifications (28 Oct 2024 to 14 Nov 2025)
  • [FCA CF] Client dealing (28 Oct 2024 to 14 Nov 2025)
• Jonathan Walkingshaw

  IRN JXW01894

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 1 Apr 2026)
  • [FCA CF] Client dealing (since 1 Apr 2026)
• Lisa Catherine Spain

  IRN LXC00037

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 11 Feb 2020)
  • [FCA CF] Functions requiring qualifications (since 11 Feb 2020)
• Lynda Walkley

  IRN LXC01149

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 5 Jun 2025)
  • [FCA CF] Client dealing (since 5 Jun 2025)

• Bright Rivers Wealth Management Ltd

  FRN 950903 · Appointed 12 May 2021

• DC Premier Wealth Management Limited (no longer appointed)

  FRN 950902 · Appointed 12 May 2021 · Until 15 Jan 2026

• CORRAN FINANCIAL LTD (no longer appointed)

  FRN 840486 · Appointed 17 Apr 2019 · Until 30 Apr 2025

No changes recorded yet.