McHardy Private Wealth Limited

• Principal Place of Business

  McHardy Private Wealth

  41 Charlotte Square

  Edinburgh

  Midlothian

  EH2 4HQ

  UNITED KINGDOM

  Phone

  +441312262012

  Web

  https://www.mchardyprivatewealth.co.uk

• Complaints Contact

  McHardy Private Wealth

  41 Charlotte Square

  Edinburgh

  Midlothian

  EH2 4HQ

  UNITED KINGDOM

  Phone

  +441312262012

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

  Show 1 limitation Hide limitations

  • · This permission is limited to debt counselling with no debt management activity

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Michael Francis Jeffrey

  IRN MEJ01016

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 14 Aug 2024)
  • [FCA CF] Functions requiring qualifications (since 14 Aug 2024)
• Neil John Marshall

  IRN NJM00013

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 27 Mar 2025)
  • [FCA CF] Client dealing (since 27 Mar 2025)
• Niall Robert Sharry

  IRN NRS00025

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 14 Aug 2024)
  • [FCA CF] Functions requiring qualifications (since 14 Aug 2024)
• Pamela Cradock

  IRN PXC01721

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 14 Aug 2024)
  • [FCA CF] Client dealing (since 14 Aug 2024)
• Richard Andrew Fletcher

  IRN RAF01114

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • [FCA CF] Manager of certification employee (since 9 Dec 2020)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Significant management (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF1 Director (21 Sep 2018 to 8 Dec 2019)
  • CF30 Customer (21 Sep 2018 to 8 Dec 2019)
• Richard Hemsley

  IRN RXH01719

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 13 Dec 2025)
  • [FCA CF] Client dealing (since 12 Dec 2025)
• Ross Anderson Kemp Smith

  IRN RAS01253

  • Responsible for Insurance Distribution (1 Oct 2018 to 21 Jun 2019)
  • CF1 Director (18 Sep 2018 to 21 Jun 2019)
  • CF10 Compliance Oversight (18 Sep 2018 to 21 Jun 2019)
  • Responsible for Insurance Mediation (18 Sep 2018 to 30 Sep 2018)
• Sharon Susan Adan

  IRN SXA00752

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 14 Aug 2024)
  • [FCA CF] Functions requiring qualifications (since 14 Aug 2024)
• Stuart Johnson

  IRN SXJ01775

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF3 Executive Director (since 21 Mar 2025)
  • [FCA CF] Functions requiring qualifications (since 6 Nov 2023)
  • [FCA CF] Client dealing (since 6 Nov 2023)
• Thomas Munro

  IRN TXM00002

  • [FCA CF] Functions requiring qualifications (22 Aug 2022 to 6 Jan 2025)
  • [FCA CF] Client dealing (22 Aug 2022 to 6 Jan 2025)

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