EMET FINANCIAL SERVICES LIMITED

• Principal Place of Business

  Unit 30

  Silk Mill Business Park

  Brook Street

  Tring

  Hertfordshire

  HP23 5EF

  UNITED KINGDOM

  Phone

  +4401296925988

• Complaints Contact

  Unit 30 Silk Mill Business Park

  Brook Street

  Tring

  Hertfordshire

  HP23 5EF

  UNITED KINGDOM

  Phone

  +4401296925988

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Stockbroking

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Adam John Royce

  IRN AJR01216

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • Responsible for Insurance Distribution (since 10 May 2024)
  • SMF3 Executive Director (since 10 May 2024)
  • CF30 Customer (since 4 Jan 2022)
  • [FCA CF] Client dealing (since 20 Jul 2020)
  • [FCA CF] Functions requiring qualifications (since 20 Jul 2020)
• Aidan Derek Vaughan

  IRN ADV00004

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • [FCA CF] Client dealing (since 24 Jan 2024)
  • [FCA CF] Functions requiring qualifications (since 24 Jan 2024)
• Alan West

  IRN AGW00015

  • [FCA CF] Client dealing (2 Nov 2020 to 1 Sep 2021)
  • [FCA CF] Functions requiring qualifications (2 Nov 2020 to 1 Sep 2021)
• David Burns

  IRN DRB01082

  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 14 May 2025)
  • [FCA CF] Functions requiring qualifications (since 14 May 2025)
  • Appointed representative dealing with clients for which they require qualification (30 Jun 2021 to 14 Apr 2025)
  • [FCA CF] Client dealing (1 Sep 2020 to 17 Apr 2025)
  • [FCA CF] Functions requiring qualifications (1 Sep 2020 to 17 Apr 2025)
• David Michael Owen

  IRN DMO00002

  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Manager of certification employee (since 26 Feb 2020)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Responsibility for MCD Intermediation (since 3 Aug 2017)
  • SMF16 Compliance Oversight (9 Dec 2019 to 11 Dec 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 11 Dec 2024)
  • Responsible for Insurance Distribution (1 Oct 2018 to 11 Dec 2024)
  • CF30 Customer (3 Aug 2017 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (3 Aug 2017 to 8 Dec 2019)
  • CF10 Compliance Oversight (3 Aug 2017 to 8 Dec 2019)
  • Responsible for Insurance Mediation (3 Aug 2017 to 30 Sep 2018)
  • CF1 Director (3 Aug 2017 to 8 Dec 2019)
• Ian Andrew Ashleigh

  IRN IAA01065

  • SMF17 Money Laundering Reporting Officer (MLRO) (since 4 Dec 2024)
  • SMF16 Compliance Oversight (since 4 Dec 2024)
• John Barrett

  IRN JXB00203

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • [FCA CF] Functions requiring qualifications (since 19 Mar 2026)
  • [FCA CF] Client dealing (since 19 Mar 2026)
• Kevin John Grimwood

  IRN KJG00016

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • [FCA CF] Client dealing (since 20 Apr 2026)
  • [FCA CF] Functions requiring qualifications (since 20 Apr 2026)
  • CF30 Customer (14 Sep 2021 to 24 Jan 2024)
  • Appointed representative dealing with clients for which they require qualification (14 Sep 2021 to 28 Dec 2023)
  • [FCA CF] Client dealing (1 Mar 2021 to 28 Dec 2023)
  • [FCA CF] Functions requiring qualifications (1 Mar 2021 to 28 Dec 2023)
• Kevin Wilks

  IRN KXW00017

  • [FCA CF] Functions requiring qualifications (14 Apr 2025 to 13 Mar 2026)
  • [FCA CF] Client dealing (14 Apr 2025 to 13 Mar 2026)
• Matthew James Cartwright

  IRN MXC90950

  • [FCA CF] Client dealing (3 Aug 2020 to 7 Jul 2022)
  • [FCA CF] Functions requiring qualifications (3 Aug 2020 to 7 Jul 2022)

• Adventus Partners Ltd (no longer appointed)

  FRN 808740 · Appointed 13 Dec 2021 · Until 16 Jul 2024

• Merlin Wealth Planning Limited (no longer appointed)

  FRN 815182 · Appointed 30 Jun 2021 · Until 14 May 2025

• R10 Financial Limited (no longer appointed)

  FRN 943460 · Appointed 21 Jan 2021 · Until 9 Jan 2023

No changes recorded yet.