TRULY INDEPENDENT LTD

• Principal Place of Business

  Truly Independent

  Atlantic House

  Fletcher Way

  Parkhouse

  Carlisle

  Cumberland

  CA3 0LJ

  UNITED KINGDOM

  Phone

  +4401228587588

  Web

  https://www.trulyifa.co.uk

• Complaints Contact

  Truly Independent

  Atlantic House

  Fletcher Way

  Parkhouse

  Carlisle

  Cumberland

  CA3 0LJ

  UNITED KINGDOM

  Phone

  +4401228587588

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 2 limitations Hide limitations

  • · This permission is limited to debt counselling with no debt management activity
  • · This permission is limited to debt counselling which is provided in connection with investment advice and buy to let mortgages.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Malcolm Hunter

  IRN MXH00233

  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 1 Feb 2021)
  • SMF16 Compliance Oversight (9 Dec 2019 to 1 Feb 2021)
  • CF10 Compliance Oversight (1 Apr 2019 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (1 Apr 2019 to 8 Dec 2019)
• Mark Alexander Robertson

  IRN MAR00042

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (22 Dec 2015 to 8 Dec 2019)
• Mark Andrew Spackman

  IRN MAS01274

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Client dealing (since 10 Sep 2024)
  • [FCA CF] Functions requiring qualifications (since 10 Sep 2024)
• Mark Connell

  IRN MXC02017

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 20 Feb 2026)
  • [FCA CF] Functions requiring qualifications (since 20 Feb 2026)
• Mark Gerald Ainsley

  IRN MGA00002

  • [FCA CF] Client dealing (9 Dec 2019 to 26 Mar 2026)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 26 Mar 2026)
  • CF30 Customer (31 Mar 2016 to 8 Dec 2019)
• Mark John Cooper

  IRN MJC01398

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (15 Sep 2017 to 8 Dec 2019)
• Martyn David Brown

  IRN MDB01116

  • [FCA CF] Functions requiring qualifications (1 Feb 2020 to 4 Jun 2024)
  • [FCA CF] Client dealing (1 Feb 2020 to 4 Jun 2024)
• Martyn David Clemie

  IRN MDC00036

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (9 Apr 2012 to 8 Dec 2019)
• Mary Catherine Bowden

  IRN MCB00047

  • CF2 Non Executive Director (12 Jun 2019 to 8 Dec 2019)
  • Responsible for Insurance Distribution (1 Oct 2018 to 18 Oct 2019)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 18 Oct 2019)
  • CF1 Director (23 Feb 2010 to 12 Jun 2019)
  • CF10 Compliance Oversight (23 Feb 2010 to 12 Jun 2019)
  • CF11 Money Laundering Reporting (23 Feb 2010 to 12 Jun 2019)
  • CF30 Customer (23 Feb 2010 to 28 Dec 2012)
  • Responsible for Insurance Mediation (23 Feb 2010 to 30 Sep 2018)
• Mary Theresa Hemingway

  IRN MTH01082

  • [FCA CF] Functions requiring qualifications (27 Jan 2020 to 12 Dec 2023)
  • [FCA CF] Client dealing (27 Jan 2020 to 12 Dec 2023)

• Sands Financial Management Ltd (no longer appointed)

  FRN 651381 · Appointed 9 Sep 2022 · Until 29 Sep 2023

No changes recorded yet.