TRULY INDEPENDENT LTD

• Principal Place of Business

  Truly Independent

  Atlantic House

  Fletcher Way

  Parkhouse

  Carlisle

  Cumberland

  CA3 0LJ

  UNITED KINGDOM

  Phone

  +4401228587588

  Web

  https://www.trulyifa.co.uk

• Complaints Contact

  Truly Independent

  Atlantic House

  Fletcher Way

  Parkhouse

  Carlisle

  Cumberland

  CA3 0LJ

  UNITED KINGDOM

  Phone

  +4401228587588

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity
  • · This permission is limited to debt counselling which is provided in connection with investment advice and buy to let mortgages.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Matthew Fitt

  IRN MXF00049

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 2 Feb 2022)
  • [FCA CF] Client dealing (since 2 Feb 2022)
• Matthew Robert Stokes

  IRN MXS00623

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 18 Mar 2024)
  • [FCA CF] Client dealing (since 18 Mar 2024)
• Matthew Rogers

  IRN MXR02136

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 2 Oct 2023)
  • [FCA CF] Client dealing (since 2 Oct 2023)
  • CF1 Director (AR) (13 Sep 2022 to 2 Oct 2023)
  • CF30 Customer (13 Sep 2022 to 2 Oct 2023)
• Maxine Jane Scott

  IRN MJN00025

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 12 Apr 2024)
  • [FCA CF] Client dealing (9 Dec 2019 to 12 Apr 2024)
  • CF30 Customer (25 Feb 2013 to 8 Dec 2019)
• Michael Gwyther

  IRN MXG00083

  • [FCA CF] Client dealing (9 Dec 2019 to 22 Apr 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 22 Apr 2023)
  • CF30 Customer (15 Mar 2016 to 8 Dec 2019)
• Michael John Craddock

  IRN MJC00107

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 13 Feb 2020)
  • [FCA CF] Client dealing (9 Dec 2019 to 13 Feb 2020)
  • CF30 Customer (11 Jan 2017 to 8 Dec 2019)
• Michael Reed Finch

  IRN MRF00008

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Dec 2024)
  • [FCA CF] Client dealing (9 Dec 2019 to 31 Dec 2024)
  • CF30 Customer (15 Nov 2016 to 8 Dec 2019)
• Miles Elliot Finch

  IRN MXF81900

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 16 Dec 2020)
  • [FCA CF] Client dealing (since 16 Dec 2020)
• Mohammed Ilyas

  IRN MXI00005

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 16 Feb 2022)
  • [FCA CF] Client dealing (since 16 Feb 2022)
• Nabil Kazi

  IRN NXK01735

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 2 Apr 2024)
  • [FCA CF] Client dealing (since 2 Apr 2024)

• Sands Financial Management Ltd (no longer appointed)

  FRN 651381 · Appointed 9 Sep 2022 · Until 29 Sep 2023

No changes recorded yet.