Lowes Financial Management Limited

• Principal Place of Business

  Saltus Financial Planning

  4500 Parkway

  Whiteley

  Fareham

  Hampshire

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +4401489663700

  Web

  https://www.lowes.co.uk

• Complaints Contact

  4500 Parkway

  Whiteley

  FAREHAM

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +441489663700

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Fiona Ann Barras

  IRN FAB00008

  • CF10 Compliance Oversight (1 Dec 2001 to 8 Feb 2002)
  • CF11 Money Laundering Reporting (1 Dec 2001 to 8 Feb 2002)
• Gary Alan Summers

  IRN GAS00002

  • CF30 Customer (1 Nov 2007 to 3 Jan 2017)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
• Gavin Burton

  IRN GXB00044

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 4 May 2021)
  • [FCA CF] Client dealing (9 Dec 2019 to 4 May 2021)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (25 Apr 2007 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (23 Jan 2007 to 25 Apr 2007)
• Gershom Yueh Chung Chan

  IRN GYC01000

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Client dealing (9 Dec 2019 to 13 Dec 2024)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 13 Dec 2024)
  • CF30 Customer (18 Mar 2019 to 8 Dec 2019)
• Greg Skeoch

  IRN GXS00234

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Client dealing (19 Jan 2024 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (19 Jan 2024 to 2 Dec 2025)
• Harry Graham Frank Sharp

  IRN HXS00296

  • [FCA CF] Client dealing (19 Jan 2024 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (19 Jan 2024 to 2 Dec 2025)
• Helen Marie Grieves

  IRN HXG00112

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Functions requiring qualifications (11 Apr 2022 to 2 Dec 2025)
  • [FCA CF] Client dealing (8 Apr 2022 to 2 Dec 2025)
• Hugh Donald Imrie

  IRN HDI01002

  • CF2 Non Executive Director (16 Feb 2010 to 5 Jul 2017)
• Ian Hamilton Lowes

  IRN IHL00003

  • SMF3 Executive Director (9 Dec 2019 to 31 Jan 2025)
  • Responsible for Insurance Distribution (1 Oct 2018 to 31 Jan 2025)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
  • CF8 Apportionment and Oversight (19 Dec 2002 to 31 Oct 2007)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
  • CF1 Director (1 Dec 2001 to 8 Dec 2019)
  • CF27 Investment Management (1 Dec 2001 to 31 Oct 2007)
• Jason Edwards

  IRN JXE00051

  • SMF3 Executive Director (since 6 Jun 2025)
  • SMF16 Compliance Oversight (since 6 Jun 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 6 Jun 2025)

No changes recorded yet.