Lowes Financial Management Limited

• Principal Place of Business

  Saltus Financial Planning

  4500 Parkway

  Whiteley

  Fareham

  Hampshire

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +4401489663700

  Web

  https://www.lowes.co.uk

• Complaints Contact

  4500 Parkway

  Whiteley

  FAREHAM

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +441489663700

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Jeremy Hall

  IRN JXH00063

  • SMF9 Chair of the Governing Body (9 Dec 2019 to 31 Jan 2025)
  • CF2 Non Executive Director (1 Dec 2001 to 8 Dec 2019)
• John Paul Walton

  IRN JPW01180

  • [FCA CF] Client dealing (9 Dec 2019 to 9 Oct 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 Oct 2023)
  • CF30 Customer (20 Oct 2009 to 8 Dec 2019)
• John Thomas Harris

  IRN JTH00002

  • CF21 Investment Adviser (1 Dec 2001 to 5 Dec 2003)
• Joshua John Alan Mayne

  IRN JXM01402

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (20 Jun 2023 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (20 Jun 2023 to 2 Dec 2025)
• Joshua Laurence Cresswell Wall

  IRN JXW00332

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Functions requiring qualifications (21 Dec 2023 to 2 Dec 2025)
  • [FCA CF] Client dealing (21 Dec 2023 to 2 Dec 2025)
• Keith Maurice Hanna

  IRN KMH01062

  • [FCA CF] Client dealing (9 Dec 2019 to 4 Sep 2020)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 4 Sep 2020)
  • CF30 Customer (1 Jun 2016 to 8 Dec 2019)
• Kenneth John Lowes

  IRN KJL00004

  • CF2 Non Executive Director (29 Jan 2013 to 24 Jun 2013)
  • CF8 Apportionment and Oversight (1 Dec 2001 to 19 Dec 2002)
  • CF1 Director (1 Dec 2001 to 19 Dec 2002)
• Kristofer Armstrong

  IRN KXA00171

  • [FCA CF] Functions requiring qualifications (13 Aug 2021 to 11 Mar 2022)
  • [FCA CF] Client dealing (13 Aug 2021 to 11 Mar 2022)
• Leonard Henry Gatoff

  IRN LHG01011

  • CF2 Non Executive Director (16 Feb 2010 to 13 Jan 2017)
• Lesley Ann Allman

  IRN LXA15376

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 20 Oct 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 20 Oct 2022)
  • CF30 Customer (19 Jun 2019 to 8 Dec 2019)

No changes recorded yet.