Lowes Financial Management Limited

• Principal Place of Business

  Saltus Financial Planning

  4500 Parkway

  Whiteley

  Fareham

  Hampshire

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +4401489663700

  Web

  https://www.lowes.co.uk

• Complaints Contact

  4500 Parkway

  Whiteley

  FAREHAM

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +441489663700

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Marcus Ian Foot

  IRN MIF00001

  • CF22 Investment Adviser (Trainee) (2 Feb 2004 to 1 May 2004)
• Mark Arthur Jolley

  IRN MAJ00039

  • CF21 Investment Adviser (1 Dec 2001 to 11 Dec 2003)
• Mark Johnson

  IRN MXJ01344

  • [FCA CF] Manager of certification employee (17 Feb 2020 to 31 May 2025)
  • [FCA CF] Client dealing (9 Dec 2019 to 31 May 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 May 2025)
  • CF30 Customer (24 Jul 2019 to 8 Dec 2019)
• Mark Jonathan Glanz

  IRN MJG00017

  • CF22 Investment Adviser (Trainee) (30 Jan 2004 to 29 Sep 2004)
• Matthew Robert Henry

  IRN MXH01028

  • [FCA CF] Functions requiring qualifications (20 Jun 2023 to 18 Oct 2024)
  • [FCA CF] Client dealing (20 Jun 2023 to 18 Oct 2024)
• Melvyn Bell

  IRN MXB00018

  • CF30 Customer (1 Nov 2007 to 21 Dec 2012)
  • CF21 Investment Adviser (1 Dec 2001 to 23 Jun 2003)
  • CF27 Investment Management (1 Dec 2001 to 31 Oct 2007)
• Michael Andrew Dodds

  IRN MXD09676

  • [FCA CF] Functions requiring qualifications (10 Oct 2022 to 27 Oct 2023)
  • [FCA CF] Client dealing (10 Oct 2022 to 27 Oct 2023)
• Michael Johnathan Stowe

  IRN MXS19494

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Client dealing (9 Dec 2019 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 2 Dec 2025)
  • CF30 Customer (30 Aug 2019 to 8 Dec 2019)
• Michelle Dodd

  IRN MXD01648

  • CF30 Customer (18 Oct 2013 to 11 Apr 2014)
• Neil Anthony McLachlan

  IRN NAM00008

  • SMF3 Executive Director (9 Dec 2019 to 30 Jun 2020)
  • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 31 Jan 2025)
  • CF10a CASS Oversight function (16 Feb 2012 to 23 Nov 2016)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF1 Director (12 Mar 2007 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (25 Jun 2004 to 31 Oct 2007)
  • CF10 Compliance Oversight (20 Apr 2004 to 1 Apr 2019)
  • CF11 Money Laundering Reporting (20 Apr 2004 to 1 Apr 2019)
  • CF21 Investment Adviser (20 Apr 2004 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (1 Dec 2001 to 19 Jun 2002)

No changes recorded yet.