Equity And General Financial Services Limited

• Principal Place of Business

  2 Charterhouse Mews

  London

  EC1M 6BB

  UNITED KINGDOM

  Phone

  +442083960486

  Web

  https://www.eandgfs.com

• Complaints Contact

  2 Charterhouse Mews

  London

  EC1M 6BB

  UNITED KINGDOM

  Phone

  +442083961456

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Charles Raymond Bostrom

  IRN CRB01122

  • SMF3 Executive Director (9 Dec 2019 to 4 Jan 2021)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 7 May 2020)
  • SMF16 Compliance Oversight (9 Dec 2019 to 7 May 2020)
  • Responsible for Insurance Distribution (1 Oct 2018 to 7 May 2020)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 7 May 2020)
  • CF10 Compliance Oversight (7 Oct 2015 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (7 Oct 2015 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (15 Aug 2008 to 31 Mar 2009)
  • Responsible for Insurance Mediation (15 Aug 2008 to 30 Sep 2018)
  • CF1 Director (15 Aug 2008 to 8 Dec 2019)
• Colin Leslie Ellis

  IRN CLE01025

  • CF1 Director (AR) (since 25 Feb 2026)
• Dawn Deacon

  IRN DEM01081

  • CF30 Customer (12 Jan 2018 to 8 Feb 2021)
• Domenico Paolo Sbicca

  IRN DPS01157

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 4 Sep 2024)
  • [FCA CF] Client dealing (since 4 Sep 2024)
  • Appointed representative dealing with clients for which they require qualification (4 Sep 2024 to 19 Jun 2025)
• Dylan Mitchell

  IRN DXM00038

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Dec 2023)
• Erdley Bruce Hand

  IRN EBH00002

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Appointed representative dealing with clients for which they require qualification (since 23 Jul 2021)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (since 8 Oct 2015)
• Felix De Palma

  IRN FXD00001

  • CF1 Director (AR) (since 9 Apr 2020)
  • Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
  • [FCA CF] Manager of certification employee (since 9 Dec 2019)
• Francisco Javier Valiente

  IRN FXV00050

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 19 Jan 2024)
• George William Stewart Cunningham

  IRN GXC01409

  • [FCA CF] Functions requiring qualifications (1 Dec 2020 to 1 Dec 2022)
  • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 1 Dec 2022)
  • CF30 Customer (15 Jun 2017 to 1 Nov 2022)
• Haroulla Herodotou

  IRN RXH00003

  • [FCA CF] Client dealing (9 Dec 2019 to 20 Jun 2025)

• Fortuna Financial Consultancy Limited (no longer appointed)

  FRN 805558 · Appointed 3 Apr 2018 · Until 8 Feb 2021

• CFIND (no longer appointed)

  FRN 779904 · Appointed 26 May 2017 · Until 31 Dec 2022

• Totus Independent Financial Advisers Ltd (no longer appointed)

  FRN 777659 · Appointed 27 Apr 2017 · Until 1 Feb 2022

• City Financial Independent LLP (no longer appointed)

  FRN 454924 · Appointed 25 Apr 2017 · Until 19 Jul 2017

• Pro 1115 Limited (no longer appointed)

  FRN 542681 · Appointed 7 Mar 2011 · Until 28 Mar 2013

• ACI Service Ltd (no longer appointed)

  FRN 513569 · Appointed 1 Dec 2009 · Until 14 Oct 2011

• Cloverleaf Insurance (no longer appointed)

  FRN 498540 · Appointed 30 Mar 2009 · Until 28 Jun 2012

No changes recorded yet.