Cairn Independent Limited

Date authorised
1 April 2013
Companies House
SC147311
Last scraped
3 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Priory View
    Victoria Road
    Kirkcaldy
    Fife
    KY1 2SA
    UNITED KINGDOM
    Phone
    +4401275813700

  • Complaints Contact

    Clifton Asset Management plc
    The Pavilions 69-71
    Macrae Road
    Pill
    Bristol
    North Somerset
    BS20 0DD
    UNITED KINGDOM
    Phone
    +4401275813700

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Brokering

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling with no debt management activity
    • · This permission is limited to debt counselling which is provided in connection with investment advice.

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Aaron O'Neill

    IRN AXO00323

    • 7. Giving personal recommendations on long-term care insurance contracts
    • 8. Giving personal recommendations on investments in the course of corporate finance business
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • [FCA CF] Client dealing (since 1 Nov 2024)
    • [FCA CF] Functions requiring qualifications (since 1 Nov 2024)
  • Aileen Clare Whitehill

    IRN ACW00036

    • CF10 Compliance Oversight (23 May 2005 to 12 Sep 2007)
    • Responsible for Insurance Mediation (23 May 2005 to 12 Sep 2007)
    • CF1 Director (23 May 2005 to 12 Sep 2007)
  • Alan Murdo Hardie

    IRN AMH00009

    • CF21 Investment Adviser (1 Dec 2001 to 31 Dec 2005)
    • CF24 Pension Transfer Specialist (1 Dec 2001 to 31 Dec 2005)
    • CF11 Money Laundering Reporting (1 Dec 2001 to 31 Dec 2005)
    • CF10 Compliance Oversight (1 Dec 2001 to 4 Feb 2004)
    • CF1 Director (1 Dec 2001 to 31 Dec 2005)
  • Andrew Adam

    IRN AXA00003

    • CF2 Non Executive Director (20 Feb 2008 to 16 Jul 2008)
    • CF1 Director (12 Jul 2005 to 20 Feb 2008)
  • Ashley William Forbes

    IRN AWF00012

    • CF1 Director (1 Dec 2001 to 6 Apr 2002)
  • Audrey Mary Lumsden

    IRN AMR00021

    • CF10 Compliance Oversight (24 Nov 2008 to 6 Apr 2009)
    • CF30 Customer (1 Nov 2007 to 30 Nov 2018)
    • CF24 Pension Transfer Specialist (18 Sep 2007 to 31 Oct 2007)
    • CF1 Director (18 Sep 2007 to 1 Feb 2018)
    • CF21 Investment Adviser (24 May 2004 to 31 Oct 2007)
  • Colin Mark Kerr

    IRN CMK01034

    • CF30 Customer (1 Nov 2007 to 22 Jun 2009)
    • CF21 Investment Adviser (7 Aug 2007 to 31 Oct 2007)
  • David James Cameron-Harper

    IRN DJC01375

    • 8. Giving personal recommendations on investments in the course of corporate finance business
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • [FCA CF] Manager of certification employee (since 1 Oct 2024)
    • SMF3 Executive Director (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • [FCA CF] Significant management (9 Dec 2019 to 10 Dec 2019)
    • CF1 Director (18 Oct 2017 to 8 Dec 2019)
    • CF30 Customer (30 Oct 2014 to 8 Dec 2019)
  • David Rae

    IRN DXR00112

    • CF30 Customer (1 Nov 2007 to 27 Nov 2009)
    • CF29 Significant management (1 Nov 2007 to 15 Dec 2015)
    • CF10 Compliance Oversight (18 Sep 2007 to 24 Nov 2008)
    • CF1 Director (18 Sep 2007 to 1 May 2009)
    • CF11 Money Laundering Reporting (6 Jun 2007 to 15 Dec 2015)
    • CF17 Significant Mgt (Other Business Operations) (3 May 2007 to 31 Oct 2007)
    • CF24 Pension Transfer Specialist (1 Dec 2006 to 31 Oct 2007)
    • CF21 Investment Adviser (1 Jul 2006 to 31 Oct 2007)
  • Derek Dewar

    IRN DXD01186

    • CF30 Customer (1 Nov 2007 to 10 Nov 2009)
    • CF21 Investment Adviser (2 Mar 2007 to 31 Oct 2007)
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Recent activity

Updates to this firm's record on the FCA register.

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