Cairn Independent Limited

Date authorised
1 April 2013
Companies House
SC147311
Last scraped
3 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Priory View
    Victoria Road
    Kirkcaldy
    Fife
    KY1 2SA
    UNITED KINGDOM
    Phone
    +4401275813700

  • Complaints Contact

    Clifton Asset Management plc
    The Pavilions 69-71
    Macrae Road
    Pill
    Bristol
    North Somerset
    BS20 0DD
    UNITED KINGDOM
    Phone
    +4401275813700

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Brokering

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling with no debt management activity
    • · This permission is limited to debt counselling which is provided in connection with investment advice.

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Graham George McCorquodale

    IRN GGM00004

    • CF21 Investment Adviser (1 Dec 2001 to 25 Apr 2003)
    • CF24 Pension Transfer Specialist (1 Dec 2001 to 25 Apr 2003)
  • James Wotherspoon

    IRN JXW00172

    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 21 May 2020)
    • [FCA CF] Client dealing (9 Dec 2019 to 21 May 2020)
    • CF30 Customer (22 Apr 2014 to 8 Dec 2019)
  • John Cabbell Johnston

    IRN JCJ01034

    • [FCA CF] Manager of certification employee (9 Dec 2019 to 1 Oct 2024)
    • [FCA CF] Significant management (9 Dec 2019 to 10 Dec 2019)
    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 4 Jul 2024)
    • SMF3 Executive Director (9 Dec 2019 to 4 Jul 2024)
    • [FCA CF] Client dealing (9 Dec 2019 to 30 Apr 2025)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Apr 2025)
    • CF11 Money Laundering Reporting (25 Sep 2019 to 8 Dec 2019)
    • CF1 Director (1 Aug 2011 to 8 Dec 2019)
    • CF30 Customer (1 Jan 2009 to 8 Dec 2019)
  • John Dempsey

    IRN JXD01929

    • CF11 Money Laundering Reporting (28 Feb 2018 to 28 Jun 2019)
    • CF1 Director (18 Oct 2017 to 28 Jun 2019)
    • CF30 Customer (1 Jan 2017 to 28 Jun 2019)
  • John Learmouth Black

    IRN JLB00026

    • CF24 Pension Transfer Specialist (10 Jan 2006 to 18 Sep 2007)
    • CF21 Investment Adviser (20 May 2003 to 18 Sep 2007)
  • Kenneth Davie

    IRN KXD01135

    • CF2 Non Executive Director (10 Oct 2007 to 23 Sep 2011)
    • CF8 Apportionment and Oversight (17 Feb 2004 to 11 Sep 2007)
    • CF1 Director (6 Apr 2002 to 10 Oct 2007)
  • Kenneth Whittle

    IRN KXW01207

    • CF2 Non Executive Director (10 Oct 2007 to 23 Sep 2011)
    • CF1 Director (6 Apr 2002 to 10 Oct 2007)
  • Laura Joyce Young

    IRN LXY00025

    • SMF17 Money Laundering Reporting Officer (MLRO) (since 25 Jul 2024)
    • SMF3 Executive Director (since 27 May 2022)
  • Robert Barr Marshall

    IRN RBM00014

    • CF1 Director (23 May 2005 to 14 Dec 2008)
  • Robert Young

    IRN RXY00016

    • SMF3 Executive Director (since 9 Dec 2019)
    • SMF16 Compliance Oversight (since 9 Dec 2019)
    • Responsible for Insurance Distribution (since 1 Oct 2018)
    • [FCA CF] Significant management (9 Dec 2019 to 10 Dec 2019)
    • CF10 Compliance Oversight (17 Dec 2015 to 8 Dec 2019)
    • CF28 Systems and controls (1 Nov 2007 to 18 Sep 2019)
    • CF8 Apportionment and Oversight (24 Sep 2007 to 31 Mar 2009)
    • Responsible for Insurance Mediation (24 Sep 2007 to 30 Sep 2018)
    • CF11 Money Laundering Reporting (31 Jan 2006 to 1 Mar 2007)
    • CF13 Finance (2 Dec 2005 to 31 Oct 2007)
    • CF1 Director (1 Dec 2001 to 8 Dec 2019)
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Recent activity

Updates to this firm's record on the FCA register.

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