ValidPath Limited

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FRN: 197107
Date authorised: 1 April 2013
Companies House: 04273538
Last scraped: 3 weeks ago

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Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

The Maltings

East Tyndall Street

Cardiff Bay

Cardiff

CF24 5EA

UNITED KINGDOM

Phone

+4402920351465

Web

https://www.validpath.co.uk
Complaints Contact

The Maltings

East Tyndall Street

Cardiff Bay

Cardiff

CF24 5EA

UNITED KINGDOM

Phone

+4402920351465

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
P2P Lending Advice

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
Pension Transfer Advice

For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Stakeholder pension scheme, Unit
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

James Robert Spencer Mouland
IRN JRM01260
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 7. Giving personal recommendations on long-term care insurance contracts
- Appointed representative dealing with clients for which they require qualification (since 22 Jan 2026)
- CF30 Customer (since 30 Dec 2025)
- CF1 Director (AR) (since 30 Dec 2025)
James Shuck
IRN JXS03946
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 5 Jul 2024)
- CF30 Customer (since 7 Jun 2024)
Jamie Lee Flook
IRN JLF01063
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 19 Oct 2023)
- CF1 Director (AR) (since 22 Sep 2023)
- CF30 Customer (since 22 Sep 2023)
Jasmit Ubhi
IRN JXU00004
- CF1 Director (AR) (21 Sep 2020 to 4 Sep 2023)
Jason Blythe
IRN JXB03343
- Appointed representative dealing with clients for which they require qualification (8 Jan 2025 to 9 Jan 2025)
Jason Charles Harris
IRN JCH00041
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 14 May 2024)
- CF1 Director (AR) (since 27 Mar 2024)
- CF30 Customer (since 27 Mar 2024)
Jason Lee Gregory
IRN JLG00004
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF30 Customer (since 12 Sep 2017)
- CF1 Director (AR) (since 12 Sep 2017)
Jastinder Singh Bal
IRN JSB01143
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- CF30 Customer (since 1 Nov 2007)
- CF1 Director (AR) (since 2 Nov 2004)
- CF21 Investment Adviser (21 Sep 2005 to 31 Oct 2007)
- CF22 Investment Adviser (Trainee) (2 Nov 2004 to 21 Sep 2005)
Javid Bux
IRN JXB00375
- CF1 Director (AR) (since 9 Jan 2026)
- CF30 Customer (since 9 Jan 2026)
Jean Marjorie Whitfield
IRN JMW01178
- CF21 Investment Adviser (30 Apr 2004 to 7 Mar 2006)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Jupp Castle Financial Services Ltd (no longer appointed)
FRN 434224 · Appointed 16 Jun 2005 · Until 23 Jun 2008
PROTECT AND INVEST LIMITED (no longer appointed)
FRN 433227 · Appointed 26 May 2005 · Until 14 Sep 2007
Ross Brooke Ltd (no longer appointed)
FRN 433228 · Appointed 26 May 2005 · Until 23 Jun 2008
Kumar Strategic Consultants Ltd (no longer appointed)
FRN 430571 · Appointed 4 Apr 2005 · Until 20 Apr 2023
SKN Financial Management Ltd (no longer appointed)
FRN 422797 · Appointed 13 Jan 2005 · Until 9 Feb 2007
Appleby Mall Financial Management Ltd (no longer appointed)
FRN 418775 · Appointed 23 Dec 2004 · Until 24 Jul 2008
NextStep Financial Planning (no longer appointed)
FRN 222134 · Appointed 31 Oct 2004 · Until 23 Jun 2008
Gibson Booth Chartered Accountants (no longer appointed)
FRN 408283 · Appointed 1 Oct 2004 · Until 14 Jan 2005
Abiserve Financial Services Limited (no longer appointed)
FRN 401513 · Appointed 22 Jun 2004 · Until 11 Jul 2008
Nicola Fisher Financial Planning Ltd (no longer appointed)
FRN 400784 · Appointed 10 May 2004 · Until 13 May 2009

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.