Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Neil James Forsythe
IRN NJF01059
- (2358)CF30 Customer (5 May 2016 to 5 Jul 2017)
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Neil John Davis
IRN NJD00013
- (2367)CF21 Investment Adviser (19 Mar 2002 to 5 Jul 2002)
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Neil Keith Goodlad
IRN NNG01002
- (648)21. Advising or arranging (bringing about) equity release transactions
- (649)9A. Advising on P2P agreements
- (650)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (651)4. Giving personal recommendations on retail investment products which are not broker funds
- (654)Director of firm who is not a certification employee or a SMF manager (since 6 Jan 2020)
- (653)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (655)CF1 Director (AR) (since 18 Sep 2019)
- (652)CF30 Customer (since 14 Apr 2016)
- (2420)CF30 Customer (5 Oct 2010 to 31 Aug 2013)
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Neil Leslie Powney
IRN NLP01013
- (181)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (182)Appointed representative dealing with clients for which they require qualification (since 21 May 2020)
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Neil Lindsay Ruddiman
IRN NLR00001
- (1427)CF30 Customer (since 7 Oct 2025)
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Neil MacLeod Ross
IRN NMR00005
- (1789)9A. Advising on P2P agreements
- (1788)11. Pension transfer specialist
- (1792)4. Giving personal recommendations on retail investment products which are not broker funds
- (1791)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1790)7. Giving personal recommendations on long-term care insurance contracts
- (1794)CF4 Partner (AR) (since 1 Dec 2021)
- (1795)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (1793)CF30 Customer (since 11 Dec 2012)
- (2186)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 6 Mar 2025)
- (2187)CF1 Director (AR) (11 Dec 2012 to 6 Mar 2025)
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Neil Mercier
IRN NXM01308
- (1410)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 10 Mar 2023)
- (1411)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 Mar 2023)
- (1409)CF30 Customer (16 Jul 2008 to 10 Mar 2023)
- (1412)CF1 Director (AR) (21 Jun 2005 to 10 Mar 2023)
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Neil Michael Jacobs
IRN NMJ01024
- (1522)4. Giving personal recommendations on retail investment products which are not broker funds
- (1521)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1520)9A. Advising on P2P agreements
- (1524)Appointed representative dealing with clients for which they require qualification (since 15 Jun 2023)
- (1523)CF30 Customer (since 14 Jun 2023)
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Neil Roberts
IRN NXR00019
- (170)CF21 Investment Adviser (1 Dec 2001 to 29 Jun 2002)
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Neil Robin Torney
IRN NRT00001
- (448)9A. Advising on P2P agreements
- (449)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (450)4. Giving personal recommendations on retail investment products which are not broker funds
- (453)Director of firm who is not a certification employee or a SMF manager (since 20 Nov 2024)
- (452)Appointed representative dealing with clients for which they require qualification (since 20 Nov 2024)
- (451)CF30 Customer (since 19 Nov 2024)
- (454)CF1 Director (AR) (since 19 Nov 2024)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Grosvenor Mortgage Services (no longer appointed)
FRN 221237 · Appointed 9 Dec 2002 · Until 12 Dec 2005
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McGregor Financial Services Ltd (no longer appointed)
FRN 221160 · Appointed 5 Dec 2002 · Until 17 Jul 2006
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Gwasanaethau Ariannol Elidir Financial Services (no longer appointed)
FRN 220933 · Appointed 26 Nov 2002 · Until 14 Oct 2005
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Sinton Andrews (Mortgages & Financial Services) Limited (no longer appointed)
FRN 220934 · Appointed 26 Nov 2002 · Until 30 Jun 2006
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Coltman Shaw Associates Limited (no longer appointed)
FRN 220617 · Appointed 13 Nov 2002 · Until 28 Feb 2003
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ARW Wealth Managers Ltd (no longer appointed)
FRN 208314 · Appointed 11 Nov 2002 · Until 12 Dec 2022
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The Independent Consultancy (no longer appointed)
FRN 209851 · Appointed 11 Nov 2002 · Until 11 Nov 2002
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2009)4. Giving personal recommendations on retail investment products which are not broker funds
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controlled function added: (2008)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
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controlled function added: (2007)9A. Advising on P2P agreements
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controlled function added: (2006)11. Pension transfer specialist
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controlled function added: (2005)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2004)CF30 Customer
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controlled function added: (2003)4. Giving personal recommendations on retail investment products which are not broker funds
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controlled function added: (2002)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
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controlled function added: (2001)9A. Advising on P2P agreements
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controlled function added: (2000)Appointed representative dealing with clients for which they require qualification