MCHB WEALTH MANAGEMENT LIMITED

• Principal Place of Business

  Merlin House

  Necessity Brae

  Perth

  Perth & Kinross

  PH2 0PF

  UNITED KINGDOM

  Phone

  +4401738718870

  Web

  https://www.mchb.co.uk

• Complaints Contact

  Merlin House

  Necessity Brae

  Perth

  Perth & Kinross

  PH2 0PF

  UNITED KINGDOM

  Phone

  +4401738718870

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 2 limitations Hide limitations

  • · This permission is limited to debt counselling which is provided with investment advice and buy-to-let mortgages and second charge loans
  • · This permission is limited to debt counselling with no debt management activity

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Paul Douglas Anthony

  IRN PDA00017

  • CF30 Customer (1 Nov 2007 to 1 Oct 2008)
  • CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
• Paul Stewart McCabe

  IRN PSM01103

  • CF30 Customer (3 Nov 2014 to 31 May 2018)
• Rebecca Netten

  IRN RXL01361

  • CF30 Customer (20 Nov 2009 to 27 Sep 2010)
• Richard Andrew Fletcher

  IRN RAF01114

  • [FCA CF] Client dealing (9 Dec 2020 to 22 Oct 2025)
  • [FCA CF] Manager of certification employee (9 Dec 2020 to 22 Oct 2025)
  • SMF3 Executive Director (9 Dec 2019 to 22 Oct 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 22 Oct 2025)
  • [FCA CF] Significant management (9 Dec 2019 to 22 Oct 2025)
  • CF1 Director (AR) (8 Jul 2013 to 11 Sep 2014)
  • CF30 Customer (8 Apr 2013 to 8 Dec 2019)
  • CF1 Director (21 Mar 2013 to 8 Dec 2019)
• Ross Anderson Kemp Smith

  IRN RAS01253

  • Responsible for Insurance Distribution (1 Oct 2018 to 21 Jun 2019)
  • Responsibility for MCD Intermediation (21 Sep 2016 to 21 Jun 2019)
  • CF30 Customer (14 Dec 2015 to 21 Jun 2019)
  • CF1 Director (AR) (5 Jul 2013 to 11 Sep 2014)
  • CF3 Chief Executive (AR) (5 Jul 2013 to 11 Sep 2014)
  • Responsible for Insurance Mediation (19 Mar 2013 to 30 Sep 2018)
  • CF3 Chief Executive (19 Mar 2013 to 21 Jun 2019)
  • CF10 Compliance Oversight (19 Mar 2013 to 21 Jun 2019)
  • CF1 Director (19 Mar 2013 to 21 Jun 2019)
• Sharon Susan Adan

  IRN SXA00752

  • [FCA CF] Functions requiring qualifications (21 Mar 2023 to 19 Nov 2024)
  • [FCA CF] Client dealing (21 Mar 2023 to 19 Nov 2024)
• Stuart James Hay

  IRN SJH00093

  • CF30 Customer (22 Sep 2010 to 7 Mar 2018)
• Stuart Johnson

  IRN SXJ01775

  • [FCA CF] Functions requiring qualifications (9 Dec 2020 to 19 Nov 2024)
  • [FCA CF] Client dealing (9 Dec 2020 to 19 Nov 2024)
  • CF30 Customer (11 Dec 2017 to 8 Dec 2019)
• Thomas Robert William Scott

  IRN TXS04033

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 2 Apr 2026)
  • Responsibility for MCD Intermediation (since 2 Apr 2026)
  • Responsible for Insurance Distribution (since 2 Apr 2026)
  • SMF16 Compliance Oversight (since 2 Apr 2026)
  • SMF3 Executive Director (since 19 Aug 2025)
  • [FCA CF] Client dealing (since 14 Aug 2024)
  • [FCA CF] Functions requiring qualifications (since 14 Aug 2024)
• William Ferguson Wilson

  IRN WFW00003

  • CF30 Customer (13 Jan 2011 to 30 Nov 2011)

• McHardy Group Ltd (no longer appointed)

  FRN 529809 · Appointed 19 Jun 2013 · Until 26 Sep 2014

No changes recorded yet.