Lowes Financial Management Limited

• Principal Place of Business

  Saltus Financial Planning

  4500 Parkway

  Whiteley

  Fareham

  Hampshire

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +4401489663700

  Web

  https://www.lowes.co.uk

• Complaints Contact

  4500 Parkway

  Whiteley

  FAREHAM

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +441489663700

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Boyan Ivanov Tsonchev

  IRN BIT00001

  • CF30 Customer (11 Jan 2008 to 1 Dec 2008)
• Caroline Jean Robinson

  IRN CJR00001

  • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 31 Jan 2025)
  • CF2 Non Executive Director (16 Feb 2010 to 8 Dec 2019)
  • CF1 Director (1 Dec 2001 to 27 Jun 2003)
• Christopher Ian Brown

  IRN CXB00614

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 12. Giving personal recommendations on and dealing in securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 2. Giving personal recommendations on securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 9A. Advising on P2P agreements
  • 7. Giving personal recommendations on long-term care insurance contracts
  • [FCA CF] Functions requiring qualifications (since 8 Apr 2022)
  • [FCA CF] Client dealing (since 8 Apr 2022)
• Christopher John Milsom

  IRN CJM01343

  • [FCA CF] Client dealing (9 Dec 2019 to 9 Jun 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 Jun 2023)
  • CF30 Customer (1 Jun 2011 to 25 Dec 2013)
• Christopher Robert Bradley

  IRN CRB01177

  • [FCA CF] Client dealing (10 Jan 2023 to 25 Jul 2025)
  • [FCA CF] Functions requiring qualifications (10 Jan 2023 to 25 Jul 2025)
  • [FCA CF] Manager of certification employee (10 Jan 2023 to 25 Jul 2025)
  • SMF16 Compliance Oversight (6 Jan 2023 to 31 May 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (6 Jan 2023 to 31 May 2025)
• Christopher Robert Large

  IRN CRL01035

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (9 Dec 2019 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 2 Dec 2025)
  • CF30 Customer (1 Nov 2016 to 8 Dec 2019)
• Claire Lockey

  IRN CXL00495

  • Director of firm who is not a certification employee or a SMF manager (1 Jul 2024 to 31 Jan 2025)
• Colin Archibald Dickie

  IRN CAD01046

  • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 31 Jan 2025)
  • CF2 Non Executive Director (11 Sep 2018 to 8 Dec 2019)
• Craig James Millar Moffat

  IRN CJM01389

  • [FCA CF] Client dealing (9 Dec 2019 to 9 Oct 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 Oct 2023)
  • CF30 Customer (3 Nov 2014 to 8 Dec 2019)
• Daniel Brian Waugh

  IRN DBW01049

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 13 Apr 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 13 Apr 2022)
  • CF30 Customer (15 Apr 2015 to 8 Dec 2019)

No changes recorded yet.