Lowes Financial Management Limited

• Principal Place of Business

  Saltus Financial Planning

  4500 Parkway

  Whiteley

  Fareham

  Hampshire

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +4401489663700

  Web

  https://www.lowes.co.uk

• Complaints Contact

  4500 Parkway

  Whiteley

  FAREHAM

  PO15 7AZ

  UNITED KINGDOM

  Phone

  +441489663700

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Adam Kyle McLachlan

  IRN AXM00354

  • [FCA CF] Functions requiring qualifications (13 Feb 2020 to 31 Mar 2023)
  • [FCA CF] Client dealing (13 Feb 2020 to 31 Mar 2023)
• Alexander William Molyneux

  IRN AXM00880

  • [FCA CF] Functions requiring qualifications (13 Aug 2021 to 24 Dec 2024)
  • [FCA CF] Client dealing (13 Aug 2021 to 24 Dec 2024)
• Amanda Diane Warner

  IRN ADW00046

  • CF17 Significant Mgt (Other Business Operations) (1 Dec 2001 to 31 May 2003)
• Andrea Leask

  IRN AXL02176

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 13 Oct 2023)
  • [FCA CF] Client dealing (9 Dec 2019 to 13 Oct 2023)
  • CF30 Customer (19 Jul 2016 to 8 Dec 2019)
• Andrew Robin Gardiner

  IRN ARG01099

  • [FCA CF] Client dealing (9 Dec 2019 to 3 Jun 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 3 Jun 2025)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (29 Jan 2007 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (20 Oct 2006 to 29 Jan 2007)
• Andrew Scott Beattie

  IRN ASB00033

  • [FCA CF] Client dealing (9 Dec 2019 to 11 Jun 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 11 Jun 2021)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (24 Jan 2007 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (20 Oct 2006 to 24 Jan 2007)
• Anne-Louise Hudson

  IRN AXD01778

  • 9A. Advising on P2P agreements
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 17 Jun 2021)
  • [FCA CF] Functions requiring qualifications (since 17 Jun 2021)
• Barry James O'Sullivan

  IRN BJO01013

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 7 Apr 2026)
  • [FCA CF] Client dealing (since 7 Apr 2026)
  • [FCA CF] Client dealing (21 Jun 2021 to 2 Dec 2025)
  • [FCA CF] Functions requiring qualifications (21 Jun 2021 to 2 Dec 2025)
  • CF30 Customer (3 Feb 2010 to 11 Sep 2019)
• Barry John Francis Hopper

  IRN BJH01105

  • SMF3 Executive Director (14 Apr 2023 to 30 Jun 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 8 Dec 2020)
  • [FCA CF] Client dealing (9 Dec 2019 to 8 Dec 2020)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (19 Jul 2005 to 31 Oct 2007)
  • CF22 Investment Adviser (Trainee) (21 Mar 2005 to 19 Jul 2005)
• Barry William Strathearn

  IRN BWS01049

  • [FCA CF] Client dealing (9 Sep 2020 to 30 Oct 2022)
  • [FCA CF] Functions requiring qualifications (7 Sep 2020 to 30 Oct 2022)
  • SMF3 Executive Director (4 Jun 2020 to 29 Oct 2022)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 29 Oct 2022)
  • SMF16 Compliance Oversight (9 Dec 2019 to 29 Oct 2022)
  • CF11 Money Laundering Reporting (1 Apr 2019 to 8 Dec 2019)
  • CF10 Compliance Oversight (1 Apr 2019 to 8 Dec 2019)
  • CF30 Customer (20 Jul 2018 to 8 Dec 2019)

No changes recorded yet.