KEYSTONE FINANCIAL LIMITED

• Principal Place of Business

  The Old School Rooms

  7 Station Road

  Pilsley

  Derbyshire

  S45 8BD

  UNITED KINGDOM

  Phone

  +4401743829097

  Web

  https://www.keystoneltd.co.uk

• Complaints Contact

  The Old School Rooms

  7 Station Road

  Pilsley

  Derbyshire

  S45 8BD

  UNITED KINGDOM

  Phone

  +4401743829097

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Duncan Ronan Selkirk

  IRN DRS00062

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (since 4 Apr 2018)
  • CF1 Director (AR) (since 4 Apr 2018)
  • Responsible for Insurance Distribution (1 Oct 2018 to 6 Dec 2018)
  • Responsible for Insurance Mediation (4 Apr 2018 to 30 Sep 2018)
• Dwight Witmer

  IRN DXW01615

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 7. Giving personal recommendations on long-term care insurance contracts
  • SMF3 Executive Director (since 1 Apr 2026)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (2 Jan 2014 to 8 Dec 2019)
• Edward James Hewitt

  IRN EJH01089

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 1 Nov 2021)
  • [FCA CF] Functions requiring qualifications (since 1 Nov 2021)
• Francis Neil McDermott

  IRN FNM00001

  • CF30 Customer (2 Jan 2012 to 30 Dec 2014)
• Gillian Irene Colsell

  IRN GIC00002

  • CF30 Customer (2 Jun 2017 to 9 Aug 2017)
• Harriet Anne MacKenzie-Williams

  IRN HAM00001

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Client dealing (since 8 Feb 2024)
  • [FCA CF] Functions requiring qualifications (since 8 Feb 2024)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • CF1 Director (3 Aug 2009 to 8 Dec 2019)
  • CF30 Customer (3 Aug 2009 to 18 Apr 2016)
  • CF11 Money Laundering Reporting (3 Aug 2009 to 31 Dec 2018)
  • CF10 Compliance Oversight (3 Aug 2009 to 8 Dec 2019)
  • Responsible for Insurance Mediation (3 Aug 2009 to 30 Sep 2018)
• Joe John Tardi

  IRN JXT00410

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 20 Jun 2025)
  • [FCA CF] Client dealing (since 20 Jun 2025)
• John Grierson Breakell

  IRN JGB00033

  • CF30 Customer (1 Apr 2011 to 8 Dec 2019)
• Keith New

  IRN KXN00006

  • CF30 Customer (3 Jan 2014 to 30 Jun 2015)
• Kenneth Jones

  IRN KXJ00025

  • CF30 Customer (11 Jan 2010 to 4 Nov 2012)

• Toft Financial Limited

  FRN 743568 · Appointed 29 Mar 2018

• Zen Financial Limited

  FRN 773613 · Appointed 6 Jul 2017

• SBC Financial Ltd (no longer appointed)

  FRN 775576 · Appointed 3 Apr 2017 · Until 31 Dec 2018

• Myriad Financial Planning Limited (no longer appointed)

  FRN 693708 · Appointed 11 May 2015 · Until 6 Aug 2024

• Telegraph Financial Planning Ltd (no longer appointed)

  FRN 570964 · Appointed 13 Dec 2011 · Until 6 Jan 2016

• Wright Financial Planning Ltd (no longer appointed)

  FRN 224567 · Appointed 14 May 2010 · Until 10 Jul 2017

No changes recorded yet.