Financial & Legal Insurance Company Ltd

Date authorised
1 April 2013
Companies House
03034220
Last scraped
3 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    5400 Lakeside
    Cheadle Royal Business Park
    Cheadle
    Cheshire
    SK8 3GQ
    UNITED KINGDOM
    Phone
    +441616032230
    Web
    https://www.financialandlegal.co.uk

  • Complaints Contact

    5400 Lakeside
    Cheadle Royal Business Park
    Cheadle
    Cheshire
    SK8 3GQ
    UNITED KINGDOM
    Phone
    +4401616032230

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Bank Deposits

    For All, Deposit

    Show 1 limitation
    • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance)

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Manages Insurance Policies

    For All, Accident, Assistance, Land Vehicles, Legal expenses, Miscellaneous financial loss

  • Trades With You Directly

    For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet

    Show 2 limitations
    • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
    • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.

  • Issues Insurance

    For All, Accident, Assistance, Land Vehicles, Legal expenses, Miscellaneous financial loss

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Karen Beales

    IRN KAS00031

    • Director of firm who is not a certification employee or a SMF manager (since 19 Jun 2025)
    • SMF23 Chief Underwriting Officer (23 Feb 2021 to 2 Apr 2025)
    • Responsible for Insurance Distribution (25 Feb 2020 to 2 Apr 2025)
    • SMF16 Compliance Oversight (23 Feb 2020 to 18 Jul 2024)
  • Mark Charles Warburton

    IRN MCW01095

    • CF2 Non Executive Director (17 Aug 2005 to 14 Aug 2007)
  • Martin David Edward Horan

    IRN MDH01136

    • CF29 Significant management (11 Aug 2009 to 16 Nov 2009)
    • CF1 Director (11 Jul 2008 to 16 Nov 2009)
    • Responsible for Insurance Mediation (11 Jul 2008 to 16 Nov 2009)
    • CF11 Money Laundering Reporting (11 Jul 2008 to 16 Nov 2009)
    • CF10 Compliance Oversight (11 Jul 2008 to 16 Nov 2009)
  • Michael Francis Timmons

    IRN MFT01017

    • SMF16 Compliance Oversight (10 Dec 2018 to 27 Mar 2020)
    • SMF23 Chief Underwriting Officer (10 Dec 2018 to 27 Mar 2020)
    • SMF4 Chief Risk (10 Dec 2018 to 27 Mar 2020)
    • SMF17 Money Laundering Reporting Officer (MLRO) (10 Dec 2018 to 27 Mar 2020)
    • Responsible for Insurance Distribution (1 Oct 2018 to 27 Mar 2020)
    • SIMF22 Chief Underwriting Officer Function (7 Mar 2016 to 9 Dec 2018)
    • SIMF4 Chief Risk Function (7 Mar 2016 to 9 Dec 2018)
    • SIMF5 Head of Internal Audit Function (7 Mar 2016 to 3 Sep 2018)
    • CF30 Customer (1 Oct 2015 to 9 Dec 2018)
    • Responsible for Insurance Mediation (5 Sep 2014 to 30 Sep 2018)
    • CF1 Director (29 May 2013 to 6 Mar 2016)
    • CF11 Money Laundering Reporting (11 Jan 2013 to 9 Dec 2018)
    • CF10 Compliance Oversight (9 Nov 2011 to 9 Dec 2018)
    • CF29 Significant management (25 Mar 2011 to 6 Mar 2016)
    • CF28 Systems and controls (25 Mar 2011 to 6 Mar 2016)
  • Natalie Jane Blain

    IRN NJB01247

    • Responsible for Insurance Mediation (15 Dec 2009 to 17 Apr 2011)
    • CF1 Director (15 Dec 2009 to 17 Apr 2011)
    • CF11 Money Laundering Reporting (15 Dec 2009 to 17 Apr 2011)
    • CF29 Significant management (15 Dec 2009 to 17 Apr 2011)
    • CF10 Compliance Oversight (15 Dec 2009 to 17 Apr 2011)
  • Nicholas David Garner

    IRN NDG01027

    • SMF1 Chief Executive (since 10 Dec 2018)
    • CF1 Director (AR) (since 21 Mar 2014)
    • CF1 Director (10 Dec 2018 to 9 Dec 2018)
    • SMF2 Chief Finance (10 Dec 2018 to 21 Aug 2020)
    • SIMF1 Chief Executive Function (7 Mar 2016 to 9 Dec 2018)
    • SIMF2 Chief Finance Function (7 Mar 2016 to 9 Dec 2018)
    • CF3 Chief Executive (7 Jan 2013 to 6 Mar 2016)
    • CF8 Apportionment and Oversight (7 Jan 2013 to 6 Mar 2016)
    • CF29 Significant management (7 Jan 2013 to 10 Dec 2018)
    • CF2 Non Executive Director (9 Nov 2011 to 1 Jan 2013)
    • CF28 Systems and controls (1 Nov 2007 to 7 Nov 2011)
    • CF13 Finance (20 Apr 2006 to 31 Oct 2007)
    • CF11 Money Laundering Reporting (20 Apr 2006 to 7 Nov 2011)
    • CF19 Significant Mgt (Financial Resources) (20 Apr 2006 to 31 Oct 2007)
  • Nicholas Kenneth Edmondson

    IRN NKE01007

    • CF29 Significant management (1 Nov 2007 to 21 Jul 2009)
    • CF28 Systems and controls (1 Nov 2007 to 21 Jul 2009)
    • CF17 Significant Mgt (Other Business Operations) (13 Jul 2006 to 31 Oct 2007)
    • CF10 Compliance Oversight (13 Jul 2006 to 21 Jul 2009)
    • CF14 Risk Assessment (13 Jul 2006 to 31 Oct 2007)
    • CF18 Significant Mgt (Insurance Underwriting) (13 Jul 2006 to 31 Oct 2007)
    • Responsible for Insurance Mediation (13 Jul 2006 to 21 Jul 2009)
  • Pauline Hobin

    IRN PXH01221

    • CF2 Non Executive Director (7 Jan 2013 to 1 Apr 2013)
    • CF10 Compliance Oversight (11 Apr 2011 to 7 Nov 2011)
    • CF1 Director (16 Feb 2011 to 1 Jan 2013)
    • CF29 Significant management (16 Feb 2011 to 1 Jan 2013)
    • CF28 Systems and controls (1 Nov 2007 to 25 Jul 2008)
    • Responsible for Insurance Mediation (14 Jan 2005 to 25 Jul 2008)
    • CF18 Significant Mgt (Insurance Underwriting) (1 Aug 2002 to 31 Oct 2007)
    • CF13 Finance (1 Aug 2002 to 31 Oct 2007)
    • CF11 Money Laundering Reporting (1 Dec 2001 to 25 Jul 2008)
  • Peter John Cookson

    IRN PJC01231

    • CF2 Non Executive Director (22 Feb 2011 to 31 Jul 2015)
  • Philip Hulme Davies

    IRN PHD01006

    • CF2 Non Executive Director (1 Dec 2001 to 29 Apr 2005)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

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