COUTTS FINANCE CO.

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Lending

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Rachel Sarah Baxter
IRN RXB80289
- [PRA CF] Significant risk taker or Material risk taker (31 Dec 2019 to 4 Jan 2021)
Sarah Jane Owen-Jones
IRN SJO01053
- CF28 Systems and controls (17 Oct 2008 to 26 Feb 2010)
- CF11 Money Laundering Reporting (17 Oct 2008 to 26 Feb 2010)
Scott Aaron Marcar
IRN SXM00606
- [FCA CF] Manager of certification employee (since 29 Mar 2023)
Simon Kingsbury
IRN SXK01671
- CF11 Money Laundering Reporting (11 Dec 2015 to 31 Jul 2016)
Siobhan Geraldine Boylan
IRN SXB02145
- SMF3 Executive Director (6 Oct 2023 to 18 Jul 2025)
Stephen John Fletcher
IRN SJF01162
- CF1 Director (17 Sep 2008 to 22 Jul 2015)
Stephen Robin Sanders
IRN SRS01052
- CF11 Money Laundering Reporting (18 Nov 2008 to 1 Sep 2010)
Stuart Robert Nimmo
IRN SXN37397
- SMF3 Executive Director (18 Jul 2025 to 31 Jul 2025)
Stuart William Newey
IRN SXN01456
- [FCA CF] Material risk taker (9 Dec 2019 to 31 Dec 2021)
- CF1 Director (3 Mar 2014 to 6 Nov 2019)
Susan Mary McAll
IRN SMM01051
- CF11 Money Laundering Reporting (31 Oct 2004 to 17 Oct 2008)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.