4ways Financial Solutions LLP

• Principal Place of Business

  111/2 Swanston Road

  Edinburgh

  Edinburgh, City Of

  EH10 7DS

  UNITED KINGDOM

  Phone

  +4401314408253

  Web

  https://www.4waysfinancialsolutions.co.uk

• Complaints Contact

  111/2 Swanston Road

  Edinburgh

  Edinburgh, City Of

  EH10 7DS

  UNITED KINGDOM

  Phone

  +441314408253

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders"

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• John Robert Laidlaw

  IRN JRL00012

  • [FCA CF] Functions requiring qualifications (7 Dec 2020 to 31 Jul 2021)
  • [FCA CF] Client dealing (7 Dec 2020 to 31 Jul 2021)
  • SMF16 Compliance Oversight (9 Dec 2019 to 11 Mar 2020)
  • SMF27 Partner (9 Dec 2019 to 10 Sep 2021)
  • Responsibility for MCD Intermediation (8 Sep 2016 to 10 Sep 2021)
  • CF4 Partner (7 Feb 2013 to 8 Dec 2019)
  • CF30 Customer (7 Feb 2013 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (7 Feb 2013 to 19 Feb 2018)
  • CF10 Compliance Oversight (7 Feb 2013 to 8 Dec 2019)
• Kristianne Catherine Anderson

  IRN KXA00130

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 21. Advising or arranging (bringing about) equity release transactions
  • [FCA CF] Functions requiring qualifications (since 7 Dec 2020)
• Lester Robert George Graham

  IRN LRG00005

  • CF4 Partner (7 Feb 2013 to 25 Apr 2017)
  • CF30 Customer (7 Feb 2013 to 25 Apr 2017)
• Pamela Mary Ellen McGowan

  IRN PMM00026

  • SMF27 Partner (9 Dec 2019 to 8 Oct 2020)
  • CF30 Customer (7 Dec 2015 to 8 Dec 2019)
  • CF4 Partner (7 Dec 2015 to 8 Dec 2019)
• Peter Lavin

  IRN PXL00048

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 7 Dec 2020)
  • [FCA CF] Functions requiring qualifications (since 7 Dec 2020)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF27 Partner (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • CF10 Compliance Oversight (1 May 2016 to 8 Dec 2019)
  • CF30 Customer (7 Feb 2013 to 8 Dec 2019)
  • Responsible for Insurance Mediation (7 Feb 2013 to 30 Sep 2018)
  • CF4 Partner (7 Feb 2013 to 8 Dec 2019)
• Robert William Reed

  IRN RWR00002

  • [FCA CF] Client dealing (7 Dec 2020 to 1 Jul 2023)
  • [FCA CF] Functions requiring qualifications (7 Dec 2020 to 1 Jul 2023)
  • SMF27 Partner (9 Dec 2019 to 1 Jul 2023)
  • CF30 Customer (5 Aug 2015 to 8 Dec 2019)
  • CF4 Partner (5 Aug 2015 to 8 Dec 2019)
• Robin William McFadyen

  IRN RWM00032

  • [FCA CF] Functions requiring qualifications (7 Dec 2020 to 31 Jul 2025)
  • [FCA CF] Client dealing (7 Dec 2020 to 31 Jul 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 10 Jun 2025)
  • SMF27 Partner (9 Dec 2019 to 10 Jun 2025)
  • CF11 Money Laundering Reporting (2 Mar 2018 to 8 Dec 2019)
  • CF4 Partner (9 Sep 2015 to 8 Dec 2019)
  • CF30 Customer (9 Sep 2015 to 8 Dec 2019)
• Scott Campbell Chambers

  IRN SCC00025

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 2 May 2025)
  • SMF27 Partner (since 19 Nov 2021)
  • [FCA CF] Functions requiring qualifications (since 1 Oct 2021)
  • [FCA CF] Client dealing (since 1 Oct 2021)
  • CF30 Customer (11 Dec 2017 to 8 Dec 2019)

No changes recorded yet.