Kwaku Osafo

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Halifax Share Dealing Limited (no longer approved here)
FRN 183332
- SMF17 Money Laundering Reporting Officer (MLRO) (1 Sep 2024 to 10 Mar 2026)
Embark Services Limited (no longer approved here)
FRN 120820
- SMF17 Money Laundering Reporting Officer (MLRO) (30 Jul 2024 to 10 Mar 2026)
EBS Pensions Limited (no longer approved here)
FRN 134908
- SMF17 Money Laundering Reporting Officer (MLRO) (30 Jul 2024 to 10 Mar 2026)
Sterling ISA Managers Limited (no longer approved here)
FRN 191278
- SMF17 Money Laundering Reporting Officer (MLRO) (30 Jul 2024 to 10 Mar 2026)
Embark Investment Services Limited (no longer approved here)
FRN 737356
- SMF17 Money Laundering Reporting Officer (MLRO) (30 Jul 2024 to 10 Mar 2026)
HBOS Investment Fund Managers Limited (no longer approved here)
FRN 119223
- SMF17 Money Laundering Reporting Officer (MLRO) (20 Feb 2024 to 10 Mar 2026)
Scottish Widows Unit Trust Managers Limited (no longer approved here)
FRN 122129
- SMF17 Money Laundering Reporting Officer (MLRO) (20 Feb 2024 to 10 Mar 2026)
Scottish Widows Administration Services Limited (no longer approved here)
FRN 139398
- SMF17 Money Laundering Reporting Officer (MLRO) (20 Feb 2024 to 10 Mar 2026)
SCOTTISH WIDOWS LIMITED (no longer approved here)
FRN 181655
- SMF17 Money Laundering Reporting Officer (MLRO) (20 Feb 2024 to 10 Mar 2026)
CAVENDISH ONLINE LIMITED (no longer approved here)
FRN 469385
- SMF17 Money Laundering Reporting Officer (MLRO) (20 Feb 2024 to 1 Apr 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.