Vision Independent Financial Planning Ltd

Date authorised
1 April 2013
Companies House
06650476
Last scraped
2 weeks ago
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Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Vision House
    Unit 6a
    Falmouth Business Park
    Bickland Water Road
    Falmouth
    Cornwall
    TR11 4SZ
    UNITED KINGDOM
    Phone
    +441326210904
    Web
    https://www.visionifp.co.uk

  • Complaints Contact

    Vision House
    Unit 6a
    Falmouth Business Park
    Bickland Water Road
    Falmouth
    Cornwall
    TR11 4SZ
    UNITED KINGDOM
    Phone
    +441326210904

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Buy-to-Let Start Date

  • Buy-to-Let End Date

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling which is provided in connection with advice on Investments (including Pensions)
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Richard Malcolm Caws

    IRN RMC01176

    • CF30 Customer (16 Sep 2015 to 14 Dec 2015)
  • Richard Paul Hunter

    IRN RPH01055

    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 2 Aug 2023)
    • CF30 Customer (since 18 Jul 2023)
    • CF1 Director (AR) (since 18 Jul 2023)
  • Richard Pook

    IRN RJP01165

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • CF1 Director (AR) (since 1 Oct 2014)
    • CF30 Customer (since 1 Oct 2014)
  • Robert Alfred Smaridge

    IRN RAS00041

    • CF30 Customer (22 Mar 2010 to 1 Jan 2013)
  • Robert Franklin

    IRN RGF01023

    • CF30 Customer (17 Jun 2020 to 15 Jul 2022)
    • CF1 Director (AR) (17 Jun 2020 to 15 Jul 2022)
    • Appointed representative dealing with clients for which they require qualification (17 Jun 2020 to 15 Jul 2022)
  • Robert Kenneth James

    IRN RKJ00005

    • CF30 Customer (5 Jun 2012 to 3 Feb 2017)
  • Robert Sturge

    IRN RPS00035

    • [FCA CF] Significant management (13 Oct 2022 to 31 Mar 2023)
    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 29 Jun 2022)
    • [FCA CF] Manager of certification employee (9 Dec 2019 to 9 Mar 2021)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 9 Mar 2021)
    • CF11 Money Laundering Reporting (12 Apr 2017 to 8 Dec 2019)
    • CF29 Significant management (27 Oct 2016 to 8 Dec 2019)
    • CF30 Customer (27 Oct 2016 to 8 Dec 2019)
  • Roger Paul Edwards

    IRN RPE00012

    • Responsible for Insurance Mediation (1 Oct 2008 to 20 Dec 2012)
    • CF8 Apportionment and Oversight (1 Oct 2008 to 31 Mar 2009)
    • CF30 Customer (1 Oct 2008 to 8 Dec 2019)
    • CF11 Money Laundering Reporting (1 Oct 2008 to 14 Dec 2012)
    • CF10 Compliance Oversight (1 Oct 2008 to 14 Nov 2012)
    • CF1 Director (1 Oct 2008 to 13 Nov 2019)
  • Roger Roberts

    IRN RXR00017

    • CF30 Customer (7 Jun 2017 to 12 Apr 2019)
    • CF1 Director (AR) (7 Jun 2017 to 12 Apr 2019)
  • Ronan Marrion

    IRN RXM71033

    • CF1 Director (AR) (10 Apr 2020 to 8 Jul 2022)
    • Appointed representative dealing with clients for which they require qualification (10 Apr 2020 to 8 Jul 2022)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.