Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Richard Gore
IRN RAG01137
- (1448)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 20 Mar 2024)
- (1449)CF1 Director (AR) (16 May 2016 to 20 Mar 2024)
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Richard John Brackenbury
IRN RJB00058
- (84)CF1 Director (AR) (15 Jun 2006 to 13 Oct 2008)
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Richard John Carlton Fuller
IRN RJF01149
- (1838)CF1 Director (AR) (30 Apr 2008 to 6 Nov 2009)
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Richard John Henry Smith
IRN RJS01396
- (37)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (38)Appointed representative dealing with clients for which they require qualification (since 24 Mar 2026)
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Richard John Hill
IRN RJH01444
- (1371)Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- (1372)CF1 Director (AR) (since 23 Mar 2016)
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Richard John Jefferies
IRN RJJ00008
- (731)Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- (732)CF1 Director (AR) (since 5 Jan 2009)
- (2448)CF30 Customer (5 Jan 2009 to 7 Oct 2010)
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Richard John Lockley
IRN RJL00039
- (810)CF30 Customer (1 Nov 2007 to 27 Dec 2015)
- (811)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
- (812)CF4 Partner (AR) (1 Dec 2001 to 27 Dec 2015)
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Richard John Simpson
IRN RJS00004
- (429)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (430)4. Giving personal recommendations on retail investment products which are not broker funds
- (428)9A. Advising on P2P agreements
- (432)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (431)CF30 Customer (since 13 May 2015)
- (2309)CF30 Customer (1 Nov 2007 to 2 Jan 2014)
- (2310)CF21 Investment Adviser (27 Sep 2002 to 31 Oct 2007)
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Richard Joseph Hudson
IRN RJH00063
- (339)CF4 Partner (AR) (13 Oct 2009 to 29 Jan 2015)
- (338)CF30 Customer (13 Oct 2009 to 31 Dec 2012)
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Richard Koenders
IRN RXK01242
- (2147)CF22 Investment Adviser (Trainee) (4 Apr 2005 to 8 Mar 2006)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Brackenbury (IFA) Limited (no longer appointed)
FRN 176750 · Appointed 1 Jun 2006 · Until 22 Mar 2009
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Simpson Independent Financial Advisors (no longer appointed)
FRN 450610 · Appointed 10 Apr 2006 · Until 20 Nov 2007
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Money Matters 2 U UK Ltd (no longer appointed)
FRN 448886 · Appointed 6 Mar 2006 · Until 11 Nov 2013
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Brian Mellon Financial Ltd (no longer appointed)
FRN 448829 · Appointed 3 Mar 2006 · Until 11 Mar 2022
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Phoenix Associates (Sussex) Ltd (no longer appointed)
FRN 447931 · Appointed 8 Feb 2006 · Until 5 Sep 2007
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Davenport Financial Management Limited (no longer appointed)
FRN 447896 · Appointed 8 Feb 2006 · Until 29 Nov 2007
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2019)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2018)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2017)CF1 Director (AR)
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controlled function added: (2016)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2015)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2014)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
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controlled function added: (2013)CF1 Director (AR)
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controlled function added: (2012)Director of firm who is not a certification employee or a SMF manager
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controlled function added: (2011)Appointed representative dealing with clients for which they require qualification
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controlled function added: (2010)CF30 Customer