Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Stewart Watkins
IRN SXW25160
- (1965)7. Giving personal recommendations on long-term care insurance contracts
- (1966)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1967)4. Giving personal recommendations on retail investment products which are not broker funds
- (1964)9A. Advising on P2P agreements
- (1970)Director of firm who is not a certification employee or a SMF manager (since 10 Feb 2022)
- (1971)CF1 Director (AR) (since 28 Jan 2022)
- (1969)Appointed representative dealing with clients for which they require qualification (since 12 Feb 2020)
- (1968)CF30 Customer (since 5 Dec 2019)
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Stewart William Wedderburn
IRN SXW00214
- (1809)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1810)9A. Advising on P2P agreements
- (1811)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1812)4. Giving personal recommendations on retail investment products which are not broker funds
- (1815)Director of firm who is not a certification employee or a SMF manager (since 23 May 2022)
- (1816)CF1 Director (AR) (since 8 Apr 2022)
- (1814)Appointed representative dealing with clients for which they require qualification (since 4 Jun 2020)
- (1813)CF30 Customer (since 26 May 2020)
- (2196)CF4 Partner (AR) (26 May 2020 to 14 Dec 2023)
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Stoyanka Trifonova
IRN SXT01741
- (468)CF1 Director (AR) (2 Nov 2012 to 6 Jan 2016)
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Stuart Byron Salisbury
IRN SBS01034
- (1592)4. Giving personal recommendations on retail investment products which are not broker funds
- (1591)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1590)7. Giving personal recommendations on long-term care insurance contracts
- (1589)9A. Advising on P2P agreements
- (1588)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1587)21. Advising or arranging (bringing about) equity release transactions
- (1594)Appointed representative dealing with clients for which they require qualification (since 7 Sep 2021)
- (1595)Director of firm who is not a certification employee or a SMF manager (since 7 Sep 2021)
- (1593)CF30 Customer (since 2 Sep 2021)
- (1596)CF1 Director (AR) (since 2 Sep 2021)
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Stuart Charles Daburn
IRN SCD01085
- (549)CF1 Director (AR) (14 Aug 2009 to 15 Nov 2010)
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Stuart Ewin
IRN SPE01056
- (1268)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1269)4. Giving personal recommendations on retail investment products which are not broker funds
- (1266)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1267)9A. Advising on P2P agreements
- (1272)Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- (1271)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (1273)CF1 Director (AR) (since 28 Jun 2019)
- (1270)CF30 Customer (since 14 Jun 2016)
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Stuart James Johnstone
IRN SJJ00029
- (506)4. Giving personal recommendations on retail investment products which are not broker funds
- (505)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (504)9A. Advising on P2P agreements
- (509)Director of firm who is not a certification employee or a SMF manager (since 5 Dec 2022)
- (508)Appointed representative dealing with clients for which they require qualification (since 5 Dec 2022)
- (510)CF1 Director (AR) (since 2 Sep 2022)
- (507)CF30 Customer (since 2 Sep 2022)
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Stuart John Saunders
IRN SJS00049
- (1205)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 3 Jan 2024)
- (1204)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 23 Dec 2022)
- (1206)CF1 Director (AR) (31 Mar 2017 to 3 Jan 2024)
- (1202)CF30 Customer (1 Nov 2007 to 2 Oct 2010)
- (1203)CF22 Investment Adviser (Trainee) (12 Apr 2007 to 31 Oct 2007)
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Stuart Richard Whale
IRN SXW00141
- (1898)CF21 Investment Adviser (11 Mar 2002 to 22 Oct 2002)
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Stuart Robertson Holmes
IRN SRH00031
- (498)CF30 Customer (1 Nov 2007 to 27 Jul 2011)
- (499)CF21 Investment Adviser (2 May 2002 to 31 Oct 2007)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Kyle Wealth Management Ltd (no longer appointed)
FRN 841797 · Appointed 10 May 2019 · Until 1 Oct 2020
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Infiniti Financial Services Ltd (no longer appointed)
FRN 216853 · Appointed 10 May 2019 · Until 24 May 2019
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Tax Efficient Investments Limited (no longer appointed)
FRN 630756 · Appointed 20 Mar 2019 · Until 4 Aug 2021
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Corporate Wealth Limited (no longer appointed)
FRN 829389 · Appointed 24 Dec 2018 · Until 24 Feb 2021
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Firm Waters Consulting Ltd (no longer appointed)
FRN 827611 · Appointed 3 Dec 2018 · Until 10 Jul 2024
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2029)SMF3 Executive Director
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controlled function added: (2028)SMF9 Chair of the Governing Body
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controlled function added: (2027)SMF10 Chair of the Risk Committee
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controlled function added: (2026)CF1 Director (AR)
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controlled function added: (2025)SMF2 Chief Finance
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controlled function added: (2024)SMF3 Executive Director
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controlled function added: (2023)CF1 Director (AR)
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controlled function added: (2022)SMF3 Executive Director
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controlled function added: (2021)CF1 Director (AR)
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controlled function added: (2020)Director of firm who is not a certification employee or a SMF manager