Policy Services Limited

• Principal Place of Business

  Oracle Campus

  Linlithgow

  West Lothian

  EH49 7BF

  UNITED KINGDOM

  Phone

  +443454507806

  Web

  https://policyservices.co.uk

• Complaints Contact

  Oracle Campus

  Linlithgow

  West Lothian

  EH49 7BF

  UNITED KINGDOM

  Phone

  +443454507806

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

  For Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Alan Howarth

  IRN AXH02009

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • CF30 Customer (17 Jun 2014 to 8 Dec 2019)
• Brian Christopher Galvin

  IRN BCG00001

  • SMF3 Executive Director (7 Apr 2020 to 27 Jan 2022)
• David Graeme Ness

  IRN DGN00004

  • SMF3 Executive Director (9 Dec 2019 to 1 May 2020)
  • CF11 Money Laundering Reporting (2 Jul 2008 to 18 Mar 2015)
  • Responsible for Insurance Mediation (2 Jul 2008 to 21 Jun 2016)
  • CF8 Apportionment and Oversight (2 Jul 2008 to 31 Mar 2009)
  • CF10 Compliance Oversight (2 Jul 2008 to 18 Mar 2015)
  • CF30 Customer (1 Nov 2007 to 19 Feb 2016)
  • CF21 Investment Adviser (29 Sep 2006 to 31 Oct 2007)
  • CF1 Director (25 Oct 2002 to 8 Dec 2019)
• Diane Thomson Kennedy

  IRN DTK01016

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2020)
  • [FCA CF] Manager of certification employee (since 9 Dec 2020)
  • [FCA CF] Client dealing (since 9 Dec 2020)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 1 May 2020)
  • SMF16 Compliance Oversight (9 Dec 2019 to 1 May 2020)
  • CF10 Compliance Oversight (6 Nov 2014 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (6 Nov 2014 to 8 Dec 2019)
  • CF30 Customer (8 May 2009 to 8 Dec 2019)
• Fatema Ali

  IRN FXA01655

  • [FCA CF] Functions requiring qualifications (9 Jul 2020 to 2 Feb 2021)
  • [FCA CF] Client dealing (9 Jul 2020 to 2 Feb 2021)
• Gail Glen

  IRN GXG01363

  • SMF17 Money Laundering Reporting Officer (MLRO) (1 May 2020 to 14 May 2021)
  • SMF16 Compliance Oversight (1 May 2020 to 14 May 2021)
• George Duncan

  IRN GXD00058

  • CF30 Customer (1 Nov 2007 to 27 Jan 2009)
  • Responsible for Insurance Mediation (14 Jan 2005 to 20 Jun 2008)
  • CF10 Compliance Oversight (26 Apr 2004 to 20 Jun 2008)
  • CF11 Money Laundering Reporting (26 Apr 2004 to 20 Jun 2008)
  • CF8 Apportionment and Oversight (26 Apr 2004 to 20 Jun 2008)
  • CF21 Investment Adviser (25 Oct 2002 to 31 Oct 2007)
  • CF1 Director (25 Oct 2002 to 25 Sep 2008)
• Grant Craig Sneddon

  IRN GCS00002

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 27 May 2021)
  • [FCA CF] Client dealing (since 27 May 2021)
  • CF30 Customer (17 Jan 2013 to 8 Dec 2019)
• James McGuire Crombie

  IRN JMC01320

  • CF30 Customer (9 Jan 2008 to 9 Jan 2008)
• John Ian Davidson

  IRN JID00003

  • CF1 Director (25 Oct 2002 to 21 Apr 2004)
  • CF10 Compliance Oversight (25 Oct 2002 to 21 Apr 2004)
  • CF11 Money Laundering Reporting (25 Oct 2002 to 21 Apr 2004)
  • CF8 Apportionment and Oversight (25 Oct 2002 to 21 Apr 2004)

No changes recorded yet.