Pareto Financial Planning Limited

• Principal Place of Business

  The Old Schoolhouse

  5-7 Byrom Street

  Manchester

  Greater Manchester

  M3 4PF

  UNITED KINGDOM

  Phone

  +441618191311

  Web

  https://www.paretofp.co.uk

• Complaints Contact

  The Old Schoolhouse

  5-7 Byrom Street

  Manchester

  Greater Manchester

  M3 4PF

  UNITED KINGDOM

  Phone

  +441618191311

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let End Date

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: ”a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mark Gerard Treverton Galligan

  IRN MGG01039

  • [FCA CF] Client dealing (9 Dec 2019 to 31 Dec 2019)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Dec 2019)
  • CF30 Customer (3 Nov 2014 to 8 Dec 2019)
• Mark Keith Wilson

  IRN MKW00010

  • CF30 Customer (26 Mar 2015 to 31 Mar 2017)
• Mark Singh

  IRN MXS01275

  • [FCA CF] Functions requiring qualifications (17 Sep 2025 to 30 Mar 2026)
  • [FCA CF] Client dealing (17 Sep 2025 to 30 Mar 2026)
• Martin Collins

  IRN MXC01547

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 2 Feb 2023)
  • [FCA CF] Client dealing (since 2 Feb 2023)
• Matthew Lee Lynch

  IRN MXL14885

  • [FCA CF] Client dealing (9 Dec 2019 to 28 Jun 2020)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 28 Jun 2020)
  • CF30 Customer (15 May 2019 to 8 Dec 2019)
• Michael David Smith

  IRN MDS00030

  • [FCA CF] Client dealing (9 Dec 2019 to 30 Aug 2021)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Aug 2021)
  • CF30 Customer (29 May 2015 to 8 Dec 2019)
• Michael Lee Cauter

  IRN MLC01110

  • Director of firm who is not a certification employee or a SMF manager (since 13 Nov 2025)
• Nicola Jane Aspray

  IRN NJA00019

  • SMF3 Executive Director (since 20 Feb 2021)
  • [FCA CF] Significant management (9 Dec 2019 to 20 Feb 2021)
• Paul Leslie Stones

  IRN PLS00024

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Manager of certification employee (9 Dec 2019 to 24 Feb 2026)
  • CF1 Director (10 Oct 2017 to 8 Dec 2019)
  • CF30 Customer (3 Nov 2014 to 8 Dec 2019)
• Philip May

  IRN PXM02461

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 15 Jul 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 15 Jul 2022)
  • CF30 Customer (15 Jul 2019 to 8 Dec 2019)

• Happy2 Limited (no longer appointed)

  FRN 621155 · Appointed 11 Jun 2015 · Until 1 Mar 2016

• Pensionhelp Limited (no longer appointed)

  FRN 677340 · Appointed 17 Mar 2015 · Until 4 Apr 2017

No changes recorded yet.