Pareto Financial Planning Limited

• Principal Place of Business

  The Old Schoolhouse

  5-7 Byrom Street

  Manchester

  Greater Manchester

  M3 4PF

  UNITED KINGDOM

  Phone

  +441618191311

  Web

  https://www.paretofp.co.uk

• Complaints Contact

  The Old Schoolhouse

  5-7 Byrom Street

  Manchester

  Greater Manchester

  M3 4PF

  UNITED KINGDOM

  Phone

  +441618191311

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let End Date

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: ”a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Philip Young

  IRN PXY01081

  • Director of firm who is not a certification employee or a SMF manager (since 21 Sep 2022)
• Rebecca Jane Williams

  IRN RJS01486

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Manager of certification employee (since 1 Oct 2022)
  • [FCA CF] Client dealing (since 11 Aug 2021)
  • [FCA CF] Functions requiring qualifications (since 11 Aug 2021)
• Rory Michael Percival

  IRN RMP00009

  • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 31 Mar 2022)
  • CF2 Non Executive Director (26 Mar 2018 to 8 Dec 2019)
• Roy Alexander Binnington

  IRN RAB00055

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Manager of certification employee (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (4 Aug 2015 to 8 Dec 2019)
• Royston William Quick

  IRN RXQ00004

  • [FCA CF] Client dealing (17 Feb 2021 to 2 Jan 2023)
  • [FCA CF] Functions requiring qualifications (17 Feb 2021 to 2 Jan 2023)
• Ryan Crockart

  IRN RXC02251

  • CF30 Customer (16 May 2016 to 31 Mar 2017)
• Sarah Elizabeth Mullarkey

  IRN SXM01305

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 5 Sep 2025)
  • [FCA CF] Client dealing (since 5 Sep 2025)
• Stuart Adam Craig

  IRN SXC01893

  • [FCA CF] Manager of certification employee (9 Dec 2019 to 1 Aug 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 23 Apr 2025)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 23 Apr 2025)
  • CF30 Customer (3 Nov 2014 to 8 Dec 2019)
• Stuart Carswell

  IRN SXC00128

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF1 Director (10 Oct 2017 to 8 Dec 2019)
  • CF30 Customer (3 Nov 2014 to 8 Dec 2019)
• Susan Linda Godwin

  IRN SLG01038

  • CF1 Director (2 Apr 2015 to 31 Mar 2017)

• Happy2 Limited (no longer appointed)

  FRN 621155 · Appointed 11 Jun 2015 · Until 1 Mar 2016

• Pensionhelp Limited (no longer appointed)

  FRN 677340 · Appointed 17 Mar 2015 · Until 4 Apr 2017

No changes recorded yet.