Pareto Financial Planning Limited

• Principal Place of Business

  The Old Schoolhouse

  5-7 Byrom Street

  Manchester

  Greater Manchester

  M3 4PF

  UNITED KINGDOM

  Phone

  +441618191311

  Web

  https://www.paretofp.co.uk

• Complaints Contact

  The Old Schoolhouse

  5-7 Byrom Street

  Manchester

  Greater Manchester

  M3 4PF

  UNITED KINGDOM

  Phone

  +441618191311

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let End Date

• Credit Brokering

• Debt Advice

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  • · Limited to debt counselling excluding the administration of debt management plans In this limitation debt management plans are defined as: ”a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Joe Heaword

  IRN JXH00687

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 11 Dec 2024)
  • [FCA CF] Client dealing (since 11 Dec 2024)
• John Graeme Eric Winstanley

  IRN JGW01073

  • CF30 Customer (23 Dec 2014 to 26 Feb 2019)
• John Michael Stevenson

  IRN JMS00109

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • CF1 Director (3 Nov 2014 to 8 Dec 2019)
  • Responsible for Insurance Mediation (3 Nov 2014 to 30 Sep 2018)
  • CF30 Customer (3 Nov 2014 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (3 Nov 2014 to 12 Jan 2016)
  • CF10 Compliance Oversight (3 Nov 2014 to 12 Jan 2016)
• Jonathan Dowling

  IRN JXD30751

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 28 Jun 2023)
  • [FCA CF] Functions requiring qualifications (since 28 Jun 2023)
• Jorge Jackson

  IRN JXJ00334

  • [FCA CF] Client dealing (18 Dec 2023 to 9 May 2025)
  • [FCA CF] Functions requiring qualifications (18 Dec 2023 to 9 May 2025)
• Kevin Morrissey

  IRN KXM02208

  • Responsibility for MCD Intermediation (21 Mar 2016 to 20 Jul 2018)
  • CF1 Director (20 Jan 2016 to 20 Jul 2018)
  • CF10 Compliance Oversight (20 Jan 2016 to 20 Jul 2018)
  • CF11 Money Laundering Reporting (20 Jan 2016 to 20 Jul 2018)
• Lauren McHenry

  IRN LXM00404

  • 7. Giving personal recommendations on long-term care insurance contracts
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 9 Mar 2022)
  • [FCA CF] Client dealing (since 9 Mar 2022)
• Lettie Ruth Cartwright

  IRN LXC00392

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 17 Aug 2022)
  • [FCA CF] Client dealing (since 17 Aug 2022)
• Lisa Angharad Taylor

  IRN LAS01142

  • CF30 Customer (3 Sep 2018 to 26 Nov 2018)
• Marcus Andrew Pilkington

  IRN MAP01188

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Manager of certification employee (since 1 Oct 2022)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (22 Jun 2017 to 8 Dec 2019)

• Happy2 Limited (no longer appointed)

  FRN 621155 · Appointed 11 Jun 2015 · Until 1 Mar 2016

• Pensionhelp Limited (no longer appointed)

  FRN 677340 · Appointed 17 Mar 2015 · Until 4 Apr 2017

No changes recorded yet.