Lumin Wealth Limited

• Principal Place of Business

  Lumin Wealth

  2nd Floor

  4 Beaconsfield Road

  St. Albans

  Hertfordshire

  AL1 3RD

  UNITED KINGDOM

  Phone

  +441727893333

  Web

  https://www.luminwealth.co.uk

• Complaints Contact

  Lumin Wealth

  2nd Floor

  4 Beaconsfield Road

  St. Albans

  Hertfordshire

  AL1 3RD

  UNITED KINGDOM

  Phone

  +441727893333

• Buy-to-Let Mortgage Advice

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Arranges Asset Safekeeping

  For Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Stockbroking

  For Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation 'debt management plans' is defined as: 'a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders'

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Manages Your Portfolio

  For Professional, Retail (Investment), Certificates representing certain security, Debenture, Government and public security, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Michael John Williams

  IRN MJW01449

  • [FCA CF] Functions requiring qualifications (26 Mar 2021 to 31 Oct 2024)
  • [FCA CF] Client dealing (26 Mar 2021 to 31 Oct 2024)
  • Appointed representative dealing with clients for which they require qualification (26 Mar 2021 to 31 Oct 2024)
• Michael MacLeod

  IRN MTM00005

  • [FCA CF] Client dealing (6 Jan 2020 to 1 May 2022)
  • [FCA CF] Functions requiring qualifications (6 Jan 2020 to 1 May 2022)
  • SMF3 Executive Director (9 Dec 2019 to 27 Mar 2020)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 27 Mar 2020)
  • SMF16 Compliance Oversight (9 Dec 2019 to 27 Mar 2020)
  • Responsible for Insurance Distribution (1 Oct 2018 to 27 Mar 2020)
  • CF30 Customer (5 Dec 2017 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (5 Dec 2017 to 8 Dec 2019)
  • CF10 Compliance Oversight (5 Dec 2017 to 8 Dec 2019)
  • CF1 Director (5 Dec 2017 to 8 Dec 2019)
  • Responsible for Insurance Mediation (5 Dec 2017 to 30 Sep 2018)
• Neville Pereira

  IRN NXP00014

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Jan 2025)
  • [FCA CF] Client dealing (9 Dec 2019 to 1 Jan 2025)
• Peter David Stokes

  IRN PDS01155

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Client dealing (since 5 Sep 2024)
  • [FCA CF] Functions requiring qualifications (since 5 Sep 2024)
• Peter John Flowers

  IRN PJF00050

  • [FCA CF] Client dealing (21 Feb 2022 to 21 Aug 2025)
  • [FCA CF] Functions requiring qualifications (21 Feb 2022 to 21 Aug 2025)
• Rhys Martin

  IRN RXM00906

  • [FCA CF] Client dealing (12 Oct 2023 to 16 Mar 2026)
  • [FCA CF] Functions requiring qualifications (12 Oct 2023 to 16 Mar 2026)
• Sam Aaron Lyon

  IRN SXL00166

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 1 Apr 2026)
  • [FCA CF] Client dealing (since 1 Apr 2026)
• Samuel Wilbraham

  IRN SXW00939

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 10 Oct 2024)
  • [FCA CF] Client dealing (since 10 Oct 2024)
• Sara Jane Moore

  IRN SXL88065

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Functions requiring qualifications (since 21 Feb 2022)
  • [FCA CF] Client dealing (since 21 Feb 2022)
• Sarah Oluwole

  IRN SXO01431

  • SMF3 Executive Director (since 3 Apr 2020)
  • CF1 Director (AR) (5 Nov 2021 to 13 Dec 2022)
  • SMF3 (AR) Executive Director function (5 Nov 2021 to 13 Dec 2022)
  • SMF16 Compliance Oversight (30 Apr 2020 to 30 Oct 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (30 Apr 2020 to 30 Oct 2025)

• Chamberlain Stean & West Ltd (no longer appointed)

  FRN 466922 · Appointed 9 Mar 2021 · Until 27 Mar 2023

No changes recorded yet.