Horbury Financial Services Limited

Date authorised
1 April 2013
Companies House
04659563
Last scraped
3 weeks ago
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Addresses

The contact details this firm has registered with the FCA.

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Debt Advice

    Show 2 limitations
    • · This permission is limited to debt counselling which is provided in connection with investment advice and buy-to-let mortgages and second charge mortgages
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Consumer Loans

    Show 2 limitations
    • · Limited to lending where no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement
    • · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums

  • Loan Servicing

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Alan Alderson

    IRN AXA00063

    • CF30 Customer (13 Feb 2009 to 4 Jul 2017)
  • Andrew Michael Blissett

    IRN AMB00052

    • CF21 Investment Adviser (18 Jul 2003 to 18 Aug 2003)
  • Christopher James Dimbylow

    IRN CJD01085

    • CF22 Investment Adviser (Trainee) (29 Oct 2003 to 23 Feb 2004)
  • Craig Brian Mulhern

    IRN CBM00006

    • [FCA CF] Client dealing (8 Dec 2020 to 2 Sep 2021)
    • [FCA CF] Functions requiring qualifications (8 Dec 2020 to 2 Sep 2021)
    • CF30 Customer (19 Dec 2013 to 8 Dec 2019)
  • Deborah Elizabeth Smith

    IRN DXW01590

    • CF10 Compliance Oversight (1 Mar 2010 to 7 Jun 2012)
    • CF30 Customer (2 Jul 2008 to 4 Apr 2016)
    • CF21 Investment Adviser (9 Jan 2007 to 31 Oct 2007)
    • CF22 Investment Adviser (Trainee) (21 Apr 2006 to 9 Jan 2007)
  • Derek Baker

    IRN DXB00101

    • CF30 Customer (1 Nov 2007 to 17 Dec 2009)
    • CF21 Investment Adviser (27 Mar 2006 to 31 Oct 2007)
    • CF22 Investment Adviser (Trainee) (12 Oct 2005 to 27 Mar 2006)
    • Responsible for Insurance Mediation (14 Jan 2005 to 26 Feb 2010)
    • CF8 Apportionment and Oversight (18 Jul 2003 to 31 Mar 2009)
    • CF11 Money Laundering Reporting (18 Jul 2003 to 26 Feb 2010)
    • CF10 Compliance Oversight (18 Jul 2003 to 26 Feb 2010)
    • CF1 Director (18 Jul 2003 to 10 Mar 2011)
  • Gary Dean Brown

    IRN GDB00020

    • CF21 Investment Adviser (21 Jan 2004 to 19 Jul 2004)
  • Gerald Leslie Burton

    IRN GLB00010

    • CF30 Customer (30 Apr 2010 to 8 Jul 2010)
  • Graham Arthur Dyson

    IRN GAD00017

    • CF21 Investment Adviser (18 Jul 2003 to 1 Sep 2003)
  • Iain Sarvent

    IRN IXS00041

    • CF21 Investment Adviser (26 Sep 2003 to 17 Aug 2005)
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Recent activity

Updates to this firm's record on the FCA register.

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