COUTTS FINANCE CO.

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Lending

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Alan Geoffrey Williams
IRN AGW01108
- CF11 Money Laundering Reporting (21 Sep 2011 to 6 Oct 2011)
Alan Irvine
IRN AXI00050
- [PRA CF] Significant risk taker or Material risk taker (since 1 Jan 2021)
Ali Ansari
IRN AXA00519
- [FCA CF] Client dealing (7 Dec 2021 to 8 Dec 2022)
Alison Rose-Slade
IRN AMR01176
- [FCA CF] Manager of certification employee (18 Apr 2023 to 25 Jul 2023)
Andrew Haigh
IRN AMH01131
- CF3 Chief Executive (4 Feb 2008 to 25 May 2012)
- CF8 Apportionment and Oversight (4 Feb 2008 to 31 Mar 2009)
- CF1 Director (31 Oct 2004 to 25 May 2012)
Andrew MacLaine
IRN AXM01107
- [PRA CF] Significant risk taker or Material risk taker (1 Mar 2022 to 1 Mar 2022)
Andrew Richard Kyle
IRN AXK12160
- SMF3 Executive Director (9 Dec 2019 to 3 Jul 2023)
- CF1 Director (3 Jun 2019 to 8 Dec 2019)
Andrew Robinson
IRN AXR01986
- CF11 Money Laundering Reporting (4 Oct 2010 to 21 Sep 2011)
Andy MacDonald
IRN AXM01193
- [PRA CF] Significant risk taker or Material risk taker (13 Jun 2022 to 1 Sep 2025)
Betsy Munro
IRN EAM01081
- SMF3 Executive Director (since 1 Oct 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.