Betsy Munro

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY
FRN 114724
- [PRA CF] Significant risk taker or Material risk taker (since 30 Oct 2025)
Coutts & Company
FRN 122287
- SMF2 Chief Finance (since 1 Oct 2025)
COUTTS FINANCE CO.
FRN 305968
- SMF3 Executive Director (since 1 Oct 2025)
JPMorgan Chase Bank, National Association (no longer approved here)
FRN 124491
- [FCA CF] Material risk taker (6 Aug 2019 to 30 Jul 2025)
J.P. Morgan Europe Limited (no longer approved here)
FRN 124579
- CF1 Director (26 Aug 2011 to 30 Oct 2012)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.