CATHEDRAL INDEPENDENT FINANCIAL PLANNING LIMITED

Date authorised
1 April 2013
Companies House
04127081
Last scraped
14 hours ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    11 Mill Road
    Cranfield
    Bedford
    Bedfordshire
    MK43 0JG
    UNITED KINGDOM
    Phone
    +4401234752502
    Web
    https://www.cathedral-ifa.co.uk

  • Complaints Contact

    11 Mill Road
    Cranfield
    Bedford
    Bedfordshire
    MK43 0JG
    UNITED KINGDOM
    Phone
    +441234752502

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment)

  • Pension Transfer Advice

    For Retail (Investment), Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Personal pension scheme, Life Policy

    Show 2 limitations
    • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Debenture, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Credit Brokering

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Retail (Investment), Structured Deposits, Debenture, Share, Government and public security, Warrant, Certificates representing certain security, Unit, Stakeholder pension scheme, Rights to or interests in investments (Security), Life Policy, Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Score Services

    Show 1 limitation
    • · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Lorna Caldecott

    IRN LJW00017

    • (9)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (10)4. Giving personal recommendations on retail investment products which are not broker funds
    • (13)[FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • (11)SMF3 Executive Director (since 9 Dec 2019)
    • (12)[FCA CF] Client dealing (since 9 Dec 2019)
    • (24)CF30 Customer (1 Nov 2007 to 8 Dec 2019)
    • (25)CF28 Systems and controls (1 Nov 2007 to 3 Jan 2017)
    • (27)CF13 Finance (1 Jul 2004 to 31 Oct 2007)
    • (26)CF21 Investment Adviser (1 Jul 2004 to 31 Oct 2007)
    • (28)CF1 Director (1 Jul 2004 to 8 Dec 2019)
  • Malcolm Dodd

    IRN MXD00016

    • (45)CF1 Director (1 Jul 2004 to 6 Oct 2005)
    • (44)CF11 Money Laundering Reporting (1 Jul 2004 to 3 Aug 2006)
    • (43)CF21 Investment Adviser (1 Jul 2004 to 31 Aug 2006)
  • Mark Chapman

    IRN MXC00143

    • (25)21. Advising or arranging (bringing about) equity release transactions
    • (26)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (27)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (28)4. Giving personal recommendations on retail investment products which are not broker funds
    • (31)SMF3 Executive Director (since 11 Dec 2020)
    • (32)[FCA CF] Client dealing (since 9 Dec 2019)
    • (33)[FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • (30)Responsible for Insurance Distribution (since 1 Oct 2018)
    • (29)Responsibility for MCD Intermediation (since 21 Mar 2016)
    • (32)SMF3 Executive Director (9 Dec 2019 to 9 Dec 2019)
    • (36)CF1 Director (AR) (16 Jun 2009 to 22 Dec 2020)
    • (33)CF30 Customer (1 Nov 2007 to 22 Dec 2020)
    • (31)Responsible for Insurance Mediation (14 Jan 2005 to 30 Sep 2018)
    • (34)CF21 Investment Adviser (1 Jul 2004 to 31 Oct 2007)
    • (37)CF1 Director (1 Jul 2004 to 8 Dec 2019)
    • (35)CF8 Apportionment and Oversight (1 Jul 2004 to 31 Mar 2009)
  • Mervyn Walter Hughes

    IRN MWH00006

    • (14)CF30 Customer (1 Nov 2007 to 31 Dec 2008)
    • (15)CF21 Investment Adviser (23 Sep 2004 to 31 Oct 2007)
  • Michael Frank Morton

    IRN MFM00003

    • (17)CF30 Customer (1 Nov 2007 to 21 Dec 2009)
    • (18)CF21 Investment Adviser (1 Apr 2006 to 31 Oct 2007)
  • Norman Shairp Stevenson

    IRN NSS00011

    • (15)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (17)7. Giving personal recommendations on long-term care insurance contracts
    • (18)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (19)4. Giving personal recommendations on retail investment products which are not broker funds
    • (14)21. Advising or arranging (bringing about) equity release transactions
    • (16)9A. Advising on P2P agreements
    • (23)[FCA CF] Client dealing (since 9 Dec 2019)
    • (24)[FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • (21)SMF16 Compliance Oversight (since 9 Dec 2019)
    • (22)SMF3 Executive Director (since 9 Dec 2019)
    • (20)SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
    • (40)CF11 Money Laundering Reporting (11 Dec 2007 to 8 Dec 2019)
    • (38)CF30 Customer (1 Nov 2007 to 8 Dec 2019)
    • (39)CF21 Investment Adviser (1 Jul 2004 to 31 Oct 2007)
    • (41)CF10 Compliance Oversight (1 Jul 2004 to 8 Dec 2019)
    • (42)CF1 Director (1 Jul 2004 to 8 Dec 2019)
  • Roger Stuart Alderton

    IRN RSA00006

    • (8)CF30 Customer (1 Nov 2007 to 19 Dec 2007)
    • (10)CF11 Money Laundering Reporting (14 Sep 2005 to 1 Dec 2007)
    • (11)CF1 Director (1 Jul 2004 to 31 Aug 2006)
    • (9)CF21 Investment Adviser (1 Jul 2004 to 31 Oct 2007)
  • Selina Jane Howe

    IRN SXH00246

    • (16)CF1 Director (AR) (2 May 2007 to 29 Jul 2016)
  • Steven David Clarke

    IRN SDC00003

    • (1)CF30 Customer (1 Nov 2007 to 8 May 2009)
    • (2)CF21 Investment Adviser (8 Jul 2005 to 31 Oct 2007)
  • Thomas Alexander Stevenson

    IRN TAS01110

    • (6)4. Giving personal recommendations on retail investment products which are not broker funds
    • (5)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • (4)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • (3)21. Advising or arranging (bringing about) equity release transactions
    • (7)[FCA CF] Client dealing (since 9 Dec 2019)
    • (8)[FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • (23)CF30 Customer (16 Apr 2012 to 26 Nov 2015)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

  1. controlled function added: (25)21. Advising or arranging (bringing about) equity release transactions

  2. controlled function added: (24)[FCA CF] Functions requiring qualifications

  3. controlled function added: (23)[FCA CF] Client dealing

  4. controlled function added: (22)SMF3 Executive Director

  5. controlled function added: (21)SMF16 Compliance Oversight

  6. controlled function added: (20)SMF17 Money Laundering Reporting Officer (MLRO)

  7. controlled function added: (19)4. Giving personal recommendations on retail investment products which are not broker funds

  8. controlled function added: (5)CF21 Investment Adviser

  9. controlled function added: (4)CF1 Director (AR)

  10. controlled function added: (18)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)

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