Business & Personal Investment Limited

• Principal Place of Business

  BPI House

  Bourne End Business Park, Cores End Road

  Bourne End

  Buckinghamshire

  SL8 5AS

  UNITED KINGDOM

  Phone

  +441494442700

  Web

  https://www.bpinvestment.com

• Complaints Contact

  Business & Personal Investment Ltd

  Unit L

  Bourne End Business Park

  Cores End Road

  Bourne End

  Buckinghamshire

  SL8 5AS

  UNITED KINGDOM

  Phone

  +441494442700

• Buy-to-Let Mortgage Advice

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 2 limitations Hide limitations

  • · This permission is limited to debt counselling which is provided in connection with investment advice and / or home finance advice
  • · This permission is limited to debt counselling with no debt management activity

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · This permission is limited to not carrying out credit repair services

• Lindsay Mark Abery

  IRN LMA01017

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Jun 2022)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Jun 2022)
  • CF30 Customer (26 Jul 2012 to 1 Jun 2022)
• Mandy Veal

  IRN MXV18281

  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 9A. Advising on P2P agreements
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • SMF3 Executive Director (since 5 Mar 2022)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (7 Aug 2019 to 8 Dec 2019)
• Michael Rivers Everett

  IRN MXE00406

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 12 Jan 2026)
  • [FCA CF] Functions requiring qualifications (since 12 Jan 2026)
• Monica Gillian Curtis

  IRN MGC01100

  • CF30 Customer (22 Jun 2010 to 1 Feb 2018)
• Nigel Dennis Copperwheat

  IRN NDC00006

  • [FCA CF] Manager of certification employee (since 14 Jul 2023)
  • Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 28 Dec 2012)
  • CF1 Director (20 Apr 2005 to 8 Dec 2019)
  • CF10 Compliance Oversight (20 Apr 2005 to 28 Nov 2014)
  • CF8 Apportionment and Oversight (20 Apr 2005 to 31 Mar 2009)
  • CF11 Money Laundering Reporting (20 Apr 2005 to 28 Nov 2014)
  • CF21 Investment Adviser (20 Apr 2005 to 31 Oct 2007)
• Peter John Bromiley

  IRN PJB01487

  • CF1 Director (AR) (25 Aug 2010 to 10 May 2012)
• Peter John Fulcher

  IRN PJF00006

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 9A. Advising on P2P agreements
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Manager of certification employee (since 13 Aug 2020)
  • SMF16 Compliance Oversight (since 13 Aug 2020)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 13 Aug 2020)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • CF1 Director (AR) (24 Aug 2010 to 10 May 2012)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • Responsible for Insurance Mediation (21 Apr 2005 to 30 Sep 2018)
  • CF21 Investment Adviser (20 Apr 2005 to 31 Oct 2007)
  • CF1 Director (20 Apr 2005 to 8 Dec 2019)
• Qadeer Ahmed

  IRN QXA01002

  • CF21 Investment Adviser (15 Feb 2006 to 15 Dec 2006)
  • CF22 Investment Adviser (Trainee) (20 Apr 2005 to 15 Feb 2006)
• Richard Graham Beckett

  IRN RGB00039

  • CF30 Customer (23 Jul 2008 to 30 Dec 2010)
• Robin Yeadon

  IRN RXY01060

  • CF30 Customer (25 Jul 2012 to 6 Dec 2013)

• Millfield Osceola Financial Consultancy Ltd (no longer appointed)

  FRN 461768 · Appointed 13 Jul 2012 · Until 6 Jun 2022

• AMS Investments & Pensions Ltd. (no longer appointed)

  FRN 528782 · Appointed 1 Aug 2010 · Until 10 May 2012

No changes recorded yet.