Business & Personal Investment Limited

• Principal Place of Business

  BPI House

  Bourne End Business Park, Cores End Road

  Bourne End

  Buckinghamshire

  SL8 5AS

  UNITED KINGDOM

  Phone

  +441494442700

  Web

  https://www.bpinvestment.com

• Complaints Contact

  Business & Personal Investment Ltd

  Unit L

  Bourne End Business Park

  Cores End Road

  Bourne End

  Buckinghamshire

  SL8 5AS

  UNITED KINGDOM

  Phone

  +441494442700

• Buy-to-Let Mortgage Advice

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

  Show 2 limitations Hide limitations

  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 2 limitations Hide limitations

  • · This permission is limited to debt counselling which is provided in connection with investment advice and / or home finance advice
  • · This permission is limited to debt counselling with no debt management activity

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

  Show 1 limitation Hide limitations

  • · This permission is limited to not carrying out credit repair services

• Sophie Jane Howard

  IRN SJL00014

  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 20 Nov 2025)
  • [FCA CF] Functions requiring qualifications (since 26 Apr 2021)
• Stephen Paul Conway

  IRN SPC01119

  • CF22 Investment Adviser (Trainee) (13 Feb 2006 to 15 Dec 2006)
• Stephen Richard Bridges

  IRN SRB00007

  • CF30 Customer (1 Nov 2007 to 31 Dec 2009)
  • CF24 Pension Transfer Specialist (2 Mar 2006 to 31 Oct 2007)
• Terence Martin-Young

  IRN TXM00097

  • [FCA CF] Manager of certification employee (9 Dec 2019 to 12 Aug 2020)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 5 Sep 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 5 Sep 2022)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 12 Aug 2020)
  • SMF16 Compliance Oversight (9 Dec 2019 to 12 Aug 2020)
  • CF11 Money Laundering Reporting (26 Feb 2015 to 8 Dec 2019)
  • CF10 Compliance Oversight (26 Feb 2015 to 8 Dec 2019)
  • CF30 Customer (17 Jul 2012 to 8 Dec 2019)
• Victor George Brand

  IRN VGB00001

  • CF30 Customer (17 Aug 2010 to 30 Dec 2010)
• Zamir Hussain

  IRN ZXH01031

  • CF30 Customer (1 Nov 2007 to 15 Feb 2008)
  • CF22 Investment Adviser (Trainee) (11 Apr 2006 to 31 Oct 2007)

• Millfield Osceola Financial Consultancy Ltd (no longer appointed)

  FRN 461768 · Appointed 13 Jul 2012 · Until 6 Jun 2022

• AMS Investments & Pensions Ltd. (no longer appointed)

  FRN 528782 · Appointed 1 Aug 2010 · Until 10 May 2012

No changes recorded yet.