Acumen Financial Planning Limited

• Principal Place of Business

  Unit 4

  Venture Drive

  Kingshill Park

  Arnhall Business Park

  Westhill

  Aberdeenshire

  AB32 6FL

  UNITED KINGDOM

  Phone

  +441224392350

  Web

  https://www.acumenfp.com

• Complaints Contact

  Acumen Financial Planning Ltd, 24 Newton Place

  Glasgow

  Glasgow City

  G3 7PY

  UNITED KINGDOM

  Phone

  +441414041500

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Stakeholder pension scheme, Unit

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Debt Advice

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  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Jenny Madhoo

  IRN JXM04014

  • Appointed representative dealing with clients for which they require qualification (5 Aug 2024 to 11 Aug 2025)
  • [FCA CF] Functions requiring qualifications (26 Feb 2024 to 11 Aug 2025)
  • CF1 Director (AR) (15 Jul 2020 to 30 May 2025)
  • [FCA CF] Client dealing (9 Dec 2019 to 1 Nov 2023)
  • CF30 Customer (25 Feb 2019 to 8 Dec 2019)
• John Robert Fraser Duncan

  IRN JXD00386

  • [FCA CF] Significant management (1 Apr 2021 to 11 Aug 2021)
• Jonathan Lindsay Mclaren Craig

  IRN JLC01122

  • CF30 Customer (10 Apr 2015 to 30 Nov 2018)
• Julie Morrison

  IRN JXS04124

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 30 Jan 2025)
  • [FCA CF] Client dealing (since 30 Jan 2025)
• Keith John Mackie

  IRN KJM00003

  • 12. Giving personal recommendations on and dealing in securities which are not stakeholder pension schemes or personal pension schemes or broker funds
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • SMF1 Chief Executive (since 1 Jan 2025)
  • Responsible for Insurance Distribution (since 13 Oct 2023)
  • CF1 Director (AR) (since 9 Jan 2020)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (13 Oct 2023 to 3 Feb 2025)
  • SMF16 Compliance Oversight (13 Oct 2023 to 3 Feb 2025)
  • [FCA CF] Manager of certification employee (9 Dec 2019 to 30 Nov 2022)
  • CF1 Director (12 Dec 2014 to 8 Dec 2019)
  • CF30 Customer (1 Nov 2007 to 8 Dec 2019)
  • CF21 Investment Adviser (1 Jun 2004 to 31 Oct 2007)
• Keith Roy Gilchrist

  IRN KRG01025

  • CF21 Investment Adviser (13 Apr 2007 to 31 May 2007)
  • CF22 Investment Adviser (Trainee) (21 Jun 2005 to 13 Apr 2007)
• Kevin Murray Mackenzie

  IRN KMM01079

  • 11. Pension transfer specialist
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • SMF3 Executive Director (since 13 Oct 2023)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Significant management (1 Dec 2022 to 26 Feb 2024)
  • [FCA CF] Manager of certification employee (21 Feb 2022 to 26 Feb 2024)
  • CF30 Customer (9 Sep 2008 to 8 Dec 2019)
• Laura Crowe

  IRN LXC00267

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • SMF3 Executive Director (since 19 Mar 2025)
  • [FCA CF] Functions requiring qualifications (since 29 Jul 2021)
  • [FCA CF] Client dealing (since 29 Jul 2021)
  • [FCA CF] Significant management (1 Dec 2022 to 12 May 2025)
  • [FCA CF] Manager of certification employee (28 Oct 2021 to 12 May 2025)
• Neil Grant

  IRN NAG01050

  • [FCA CF] Client dealing (9 Dec 2019 to 18 Nov 2022)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 18 Nov 2022)
  • CF30 Customer (6 Nov 2018 to 8 Dec 2019)
• Niall Robert Sharry

  IRN NRS00025

  • CF30 Customer (26 Feb 2016 to 6 Sep 2018)

• Springgen Advice Ltd

  FRN 928966 · Appointed 1 Jul 2020

• Acumen Employee Benefits Limited

  FRN 916905 · Appointed 15 Nov 2019

No changes recorded yet.