Clare Beale

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Halifax Share Dealing Limited (no longer approved here)
FRN 183332
- SMF4 Chief Risk (1 Sep 2024 to 13 Dec 2024)
- SMF7 Group Entity Senior Manager (19 Mar 2021 to 1 Nov 2023)
Sterling ISA Managers Limited (no longer approved here)
FRN 191278
- SMF4 Chief Risk (1 Sep 2024 to 13 Dec 2024)
Embark Investment Services Limited (no longer approved here)
FRN 737356
- SMF4 Chief Risk (1 Sep 2024 to 13 Dec 2024)
HBOS Investment Fund Managers Limited (no longer approved here)
FRN 119223
- SMF17 Money Laundering Reporting Officer (MLRO) (29 Sep 2023 to 20 Feb 2024)
Scottish Widows Unit Trust Managers Limited (no longer approved here)
FRN 122129
- SMF17 Money Laundering Reporting Officer (MLRO) (29 Sep 2023 to 20 Feb 2024)
- SMF4 Chief Risk (19 Mar 2021 to 13 Dec 2023)
Scottish Widows Administration Services Limited (no longer approved here)
FRN 139398
- SMF17 Money Laundering Reporting Officer (MLRO) (29 Sep 2023 to 20 Feb 2024)
SCOTTISH WIDOWS LIMITED (no longer approved here)
FRN 181655
- SMF17 Money Laundering Reporting Officer (MLRO) (29 Sep 2023 to 20 Feb 2024)
- SMF4 Chief Risk (19 Mar 2021 to 13 Dec 2024)
CAVENDISH ONLINE LIMITED (no longer approved here)
FRN 469385
- SMF17 Money Laundering Reporting Officer (MLRO) (29 Sep 2023 to 20 Feb 2024)
Lloyds Bank General Insurance Limited (no longer approved here)
FRN 202091
- SMF4 Chief Risk (19 Mar 2021 to 13 Dec 2024)
St Andrew's Insurance Plc (no longer approved here)
FRN 202932
- SMF4 Chief Risk (19 Mar 2021 to 13 Dec 2024)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.