WATERMEAD FINANCIAL LIMITED

• Principal Place of Business

  Watermead House

  637 Melton Road

  Thurmaston

  Leicester

  Leicestershire

  LE4 8EB

  UNITED KINGDOM

  Phone

  +441162202233

  Web

  https://www.watermead-financial.co.uk

• Complaints Contact

  Kevin Stephenson

  637 Melton Road

  Thurmaston

  Leicester

  Leicestershire

  LE4 8EB

  UNITED KINGDOM

  Phone

  +441162202233

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Credit Score Services

• Aarti Patel

  IRN AXP01723

  • CF30 Customer (8 Feb 2017 to 23 Feb 2018)
• Ashvin Pankhania

  IRN AXP00009

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 1 Mar 2021)
  • [FCA CF] Client dealing (since 1 Mar 2021)
  • SMF3 Executive Director (since 9 Dec 2019)
  • Responsible for Insurance Distribution (since 1 Oct 2018)
  • CF30 Customer (22 May 2014 to 8 Dec 2019)
  • CF1 Director (22 May 2014 to 8 Dec 2019)
  • Responsible for Insurance Mediation (22 May 2014 to 30 Sep 2018)
• Barry Masding

  IRN BXM00002

  • [FCA CF] Client dealing (1 Mar 2021 to 31 Dec 2023)
  • [FCA CF] Functions requiring qualifications (1 Mar 2021 to 31 Dec 2023)
  • SMF3 Executive Director (9 Dec 2019 to 31 Dec 2023)
  • CF30 Customer (22 May 2014 to 8 Dec 2019)
  • CF10 Compliance Oversight (22 May 2014 to 9 Jun 2014)
  • CF1 Director (22 May 2014 to 8 Dec 2019)
• Kevin Stephenson

  IRN KXS00068

  • 21. Advising or arranging (bringing about) equity release transactions
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 7. Giving personal recommendations on long-term care insurance contracts
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Client dealing (since 1 Mar 2021)
  • [FCA CF] Functions requiring qualifications (since 1 Mar 2021)
  • SMF16 Compliance Oversight (since 9 Dec 2019)
  • SMF3 Executive Director (since 9 Dec 2019)
  • Responsibility for MCD Intermediation (since 21 Mar 2016)
  • CF10 Compliance Oversight (30 Jun 2014 to 8 Dec 2019)
  • CF1 Director (22 May 2014 to 8 Dec 2019)
  • CF30 Customer (22 May 2014 to 8 Dec 2019)
• Michael Aaron Cooper

  IRN MAC01256

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 21. Advising or arranging (bringing about) equity release transactions
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 1 Mar 2021)
  • [FCA CF] Client dealing (since 1 Mar 2021)
  • SMF3 Executive Director (since 9 Dec 2019)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
  • CF11 Money Laundering Reporting (22 May 2014 to 1 Mar 2017)
  • CF30 Customer (22 May 2014 to 8 Dec 2019)
  • CF1 Director (22 May 2014 to 8 Dec 2019)
• Stephen Cave

  IRN SXC00134

  • CF11 Money Laundering Reporting (7 Mar 2017 to 7 Sep 2018)
  • CF30 Customer (22 May 2014 to 7 Sep 2018)
  • CF1 Director (22 May 2014 to 7 Sep 2018)

• Lindum Financial Estate Ltd (no longer appointed)

  FRN 670005 · Appointed 4 Feb 2015 · Until 11 May 2018

• Select 35 Ltd (no longer appointed)

  FRN 669601 · Appointed 3 Feb 2015 · Until 11 May 2018

No changes recorded yet.