ValidPath Limited
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
The MaltingsEast Tyndall StreetCardiff BayCardiffCF24 5EAUNITED KINGDOM- Phone
- +4402920351465
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Complaints Contact
The MaltingsEast Tyndall StreetCardiff BayCardiffCF24 5EAUNITED KINGDOM- Phone
- +4402920351465
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)
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Pension Transfer Advice
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Stakeholder pension scheme, Unit
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Buy-to-Let Start Date
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Buy-to-Let Status
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Credit Brokering
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Stockbroking
For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Score Services
Show 1 limitation Hide limitations
- · This permission is limited to not carrying out credit repair services
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Christophe Hubert Fernand Beaupain
IRN CHB01079
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 7. Giving personal recommendations on long-term care insurance contracts
- Appointed representative dealing with clients for which they require qualification (since 3 Mar 2023)
- CF30 Customer (since 3 Jan 2023)
- CF1 Director (AR) (since 3 Jan 2023)
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Christopher Anthony Woolcott
IRN CXW00299
- Appointed representative dealing with clients for which they require qualification (1 Apr 2021 to 23 Mar 2022)
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Christopher David Arnold
IRN CXA00129
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 4 Nov 2025)
- CF30 Customer (since 4 Nov 2025)
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Christopher Edward Sedgwick
IRN CES01108
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- Appointed representative dealing with clients for which they require qualification (since 8 Oct 2025)
- CF30 Customer (since 28 Aug 2025)
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Christopher James Richards
IRN CJR01178
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 22 Aug 2025)
- CF30 Customer (since 13 Aug 2025)
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Christopher John Jarrett
IRN CJJ01037
- CF30 Customer (1 Nov 2007 to 5 Aug 2018)
- CF21 Investment Adviser (17 Sep 2002 to 31 Oct 2007)
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Christopher Michael Aldous
IRN CMA01028
- Appointed representative dealing with clients for which they require qualification (22 Jun 2023 to 22 Jan 2024)
- CF30 Customer (16 May 2023 to 23 Jan 2024)
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Christopher Paul Bearfoot
IRN CPB00001
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 7. Giving personal recommendations on long-term care insurance contracts
- CF30 Customer (since 7 Feb 2014)
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 21 May 2024)
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Christopher Payton
IRN CJP01110
- 4. Giving personal recommendations on retail investment products which are not broker funds
- 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- Appointed representative dealing with clients for which they require qualification (since 24 Feb 2025)
- CF4 Partner (AR) (since 16 Feb 2025)
- CF30 Customer (since 16 Feb 2025)
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Christopher Richard Pearce
IRN CRP01025
- CF30 Customer (16 Sep 2013 to 8 Dec 2019)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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R M S Financial Ltd
FRN 743644 · Appointed 14 Nov 2025
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Arlington Jones Limited
FRN 1043792 · Appointed 14 Nov 2025
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LEAP Financial Planning Ltd
FRN 1045476 · Appointed 14 Nov 2025
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Penneck Wealth Limited
FRN 1045104 · Appointed 14 Nov 2025
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Aperio Financial Planners Limited
FRN 1043596 · Appointed 13 Nov 2025
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Portcullis Wealth Planning Limited
FRN 1043068 · Appointed 13 Nov 2025
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Robertson's Wealth Management Ltd
FRN 1043793 · Appointed 13 Nov 2025
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Money Sensei Limited
FRN 1043420 · Appointed 24 Oct 2025
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Knole Financial Services Ltd
FRN 1043746 · Appointed 23 Oct 2025
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Thirlwell Independent Financial Advice Ltd
FRN 1043130 · Appointed 22 Oct 2025
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.