ValidPath Limited

Date authorised
1 April 2013
Companies House
04273538
Last scraped
3 weeks ago
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Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    The Maltings
    East Tyndall Street
    Cardiff Bay
    Cardiff
    CF24 5EA
    UNITED KINGDOM
    Phone
    +4402920351465
    Web
    https://www.validpath.co.uk

  • Complaints Contact

    The Maltings
    East Tyndall Street
    Cardiff Bay
    Cardiff
    CF24 5EA
    UNITED KINGDOM
    Phone
    +4402920351465

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

  • Pension Transfer Advice

    For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Stakeholder pension scheme, Unit

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts, Structured Deposits

  • Debt Advice

    Show 1 limitation
    • · This permission is limited to debt counselling with no debt management activity

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit, Warrant

    Show 1 limitation
    • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

  • Credit Score Services

    Show 1 limitation
    • · This permission is limited to not carrying out credit repair services

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Stuart Palmer

    IRN SXP00324

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • Appointed representative dealing with clients for which they require qualification (since 17 Sep 2025)
    • CF30 Customer (since 15 Sep 2025)
  • Stuart Rossiter

    IRN SWR01043

    • CF1 Director (AR) (since 12 Feb 2026)
    • CF30 Customer (since 12 Feb 2026)
  • Stuart Thomas Ratcliff

    IRN STR01016

    • CF30 Customer (16 May 2014 to 21 May 2014)
  • Susan Elizabeth Rycroft

    IRN SER01030

    • CF30 Customer (1 Nov 2007 to 17 Dec 2008)
    • CF21 Investment Adviser (22 Nov 2006 to 31 Oct 2007)
  • Susan Judith Back

    IRN SXB01071

    • Appointed representative dealing with clients for which they require qualification (2 Feb 2023 to 15 Sep 2025)
    • CF30 Customer (16 Nov 2022 to 15 Sep 2025)
    • CF1 Director (AR) (16 Nov 2022 to 15 Sep 2025)
  • Susan June Delahunty

    IRN SJB00039

    • CF1 Director (AR) (since 11 Dec 2024)
  • Susan Wade

    IRN SXL00126

    • CF30 Customer (15 Aug 2012 to 12 Aug 2015)
  • Susan Whittick

    IRN SXB02246

    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 21. Advising or arranging (bringing about) equity release transactions
    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 7 Oct 2025)
    • CF1 Director (AR) (since 16 Sep 2025)
    • CF30 Customer (since 16 Sep 2025)
  • Suzanne Helen Browne

    IRN SHD01023

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • 4. Giving personal recommendations on retail investment products which are not broker funds
    • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
    • Appointed representative dealing with clients for which they require qualification (since 1 Dec 2025)
    • CF30 Customer (since 29 Aug 2025)
    • CF1 Director (AR) (since 29 Aug 2025)
  • Talveer Sandher

    IRN TSS01051

    • Appointed representative dealing with clients for which they require qualification (15 Jul 2024 to 1 Sep 2025)
    • CF30 Customer (11 Jun 2024 to 1 Sep 2025)
    • CF1 Director (AR) (11 Jun 2024 to 1 Sep 2025)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.