UTMOST LIFE AND PENSIONS LIMITED

• Principal Place of Business

  Walton Street

  Aylesbury

  Buckinghamshire

  HP21 7QW

  UNITED KINGDOM

  Phone

  +4403301591530

  Web

  https://www.utmost.co.uk

• Complaints Contact

  Walton Street

  Aylesbury

  HP21 7QW

  UNITED KINGDOM

  Phone

  +4401296506917

• Bank Deposits

  For Deposit

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  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Investment Advice (no pensions)

  For Eligible Counterparty, Professional, Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · Limited to Occupational Pension Scheme activities and in carrying on such activities to the specified investments listed other than "stakeholder pension scheme" and rights to or interests in investments - security”, (when the latter is associated with this specified investment).

• Authorised to Operate

• Arranges Investments

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · Limited to Occupational Pension Scheme activities and in carrying on such activities to the specified investments listed other than "stakeholder pension scheme" and rights to or interests in investments - security”, (when the latter is associated with this specified investment).

• Arranges Asset Safekeeping

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For All, Capital redemption, Life and annuity, Linked long-term, Marriage and birth, Pension fund management, Permanent health

• Stockbroking

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · Limited to Occupational Pension Scheme activities and in carrying on such activities to the specified investments listed other than "stakeholder pension scheme" and rights to or interests in investments - security”, (when the latter is associated with this specified investment).

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.

• Issues Insurance

  For All, Capital redemption, Life and annuity, Linked long-term, Marriage and birth, Pension fund management, Permanent health

• Consumer Loans

• Runs Personal Pensions

  For Retail (Investment), Personal pension scheme

• Loan Servicing

• Investment Setup

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · Limited to Occupational Pension Scheme activities and in carrying on such activities to the specified investments listed other than "stakeholder pension scheme" and rights to or interests in investments - security”, (when the latter is associated with this specified investment).

• Holds Your Assets

  For Eligible Counterparty, Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Michael John Merrick

  IRN MJM01155

  • SMF13 Chair of the Nominations Committee (since 18 Nov 2019)
  • SMF9 Chair of the Governing Body (since 11 Apr 2019)
  • SMF10 Chair of the Risk Committee (25 Mar 2022 to 12 Apr 2024)
• Michael Stuart Davies

  IRN MSD01102

  • SMF15 Chair of With Profits Committee (since 3 Jun 2025)
• Nicholas Pepper

  IRN NXP47163

  • [FCA CF] Manager of certification employee (10 Dec 2018 to 31 May 2023)
  • [FCA CF] Functions requiring qualifications (10 Dec 2018 to 31 May 2023)
• Nigel Anthony Sherry

  IRN NXS01241

  • SMF15 Chair of With Profits Committee (10 Dec 2018 to 2 Apr 2020)
  • SMF12 Chair of the Remuneration Committee (10 Dec 2018 to 2 Apr 2020)
  • CF2b Chair of the With-Profits Committee (31 Mar 2018 to 9 Dec 2018)
  • SIMF12 Chair of the Remuneration Committee (31 Mar 2018 to 9 Dec 2018)
• Omer Taskin Zaim

  IRN OXZ00003

  • SMF24 Chief Operations (29 Sep 2022 to 18 Oct 2022)
• Paul Michael Stevenson

  IRN PMS01144

  • SMF4 Chief Risk (10 Dec 2018 to 10 Dec 2018)
  • SIMF4 Chief Risk Function (31 Mar 2018 to 9 Dec 2018)
• Rachel Anne Phillips

  IRN RAP01264

  • SIMF20 Chief Actuary Function (14 Nov 2017 to 7 Dec 2018)
• Ravi Shanker Dubey

  IRN RXD07430

  • SMF20a With-Profits Actuary (20 Dec 2018 to 1 Jan 2020)
• Richard Charlton

  IRN RXC00367

  • SMF16 Compliance Oversight (since 6 Sep 2024)
  • SMF4 Chief Risk (since 6 Sep 2024)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 6 Sep 2024)
• Robert Andrew Kerry

  IRN RAK01112

  • SMF3 Executive Director (28 Feb 2024 to 31 May 2025)
  • SMF20 Chief Actuary (13 Dec 2018 to 31 May 2025)

No changes recorded yet.