Michael Stuart Davies

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Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

EQUITABLE LIFE ASSURANCE SOCIETY,(THE)
FRN 110340
- SMF15 Chair of With Profits Committee (since 3 Jun 2025)
UTMOST LIFE AND PENSIONS LIMITED
FRN 775704
- SMF15 Chair of With Profits Committee (since 3 Jun 2025)
Phoenix Life Limited
FRN 110418
- SMF15 Chair of With Profits Committee (since 15 May 2025)
Phoenix Life CA Limited
FRN 110481
- SMF15 Chair of With Profits Committee (since 15 May 2025)
ReAssure Limited
FRN 110495
- SMF15 Chair of With Profits Committee (since 15 May 2025)
Scottish Equitable Plc
FRN 165548
- SMF10 Chair of the Risk Committee (since 17 Oct 2022)
Cofunds Limited
FRN 194734
- SMF10 Chair of the Risk Committee (since 17 Oct 2022)
Pharmaceutical and General Provident Society Ltd (no longer approved here)
FRN 110023
- CF2 Non Executive Director (1 Jul 2014 to 6 Mar 2016)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.