Unity Trust Bank Plc

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Bank Deposits

For All, Deposit
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Trades With You Directly

For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet
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- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.
Consumer Loans
Loan Servicing
Investment Setup

For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Life Policy, Non-investment insurance contracts, Personal pension scheme, Stakeholder pension scheme, Unit

Senior staff personally approved by the FCA to hold their roles here.

Joshua Meek
IRN JXM04341
- [FCA CF] Significant management (since 11 Aug 2025)
Julia Godino
IRN JXG00438
- [FCA CF] Material risk taker (1 Oct 2021 to 30 Jun 2025)
- [FCA CF] Significant management (1 Oct 2021 to 14 Apr 2023)
Julia Tarpey
IRN JXT01565
- [FCA CF] Material risk taker (1 Mar 2018 to 1 Oct 2024)
- [FCA CF] Significant management (1 Mar 2018 to 14 Apr 2023)
Katherine Eldridge
IRN KXE43522
- [FCA CF] Significant management (1 Mar 2018 to 28 Nov 2025)
Kay Elizabeth Jones
IRN KEJ01013
- CF1 Director (1 Dec 2001 to 29 Jul 2005)
Keith Brian Alderson
IRN KBA01005
- CF2 Non Executive Director (23 Nov 2004 to 31 Mar 2006)
Keith Victor Smithson
IRN KVS01003
- Director of firm who is not a certification employee or a SMF manager (since 12 Jan 2026)
Kenneth John Lewis
IRN KJL01037
- CF2 Non Executive Director (22 Feb 2005 to 30 Jul 2010)
Kevin Barry Curran
IRN KBC00003
- CF2 Non Executive Director (16 Jul 2003 to 7 Apr 2005)
Kevin Michael Blake
IRN KXB01267
- CF2 Non Executive Director (28 Feb 2002 to 9 Nov 2012)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.