Keith Victor Smithson

Watch for changes

Where they hold approval

Firms where this individual holds — or has held — an FCA-approved role.

Unity Trust Bank Plc
FRN 204570
- Director of firm who is not a certification employee or a SMF manager (since 12 Jan 2026)
RCI Financial Services Limited
FRN 312330
- SMF7 Group Entity Senior Manager (since 14 Feb 2025)
RCI Bank UK Limited
FRN 815220
- SMF11 Chair of the Audit Committee (since 14 Feb 2025)
- SMF12 Chair of the Remuneration Committee (since 14 Feb 2025)
Better Society Capital Limited (no longer approved here)
FRN 568940
- CF2 Non Executive Director (21 Jan 2014 to 28 Jun 2017)
CHESNARA LIFE (UK) LIMITED (no longer approved here)
FRN 133435
- CF13 Finance (1 Dec 2001 to 2 Dec 2003)
- CF1 Director (1 Dec 2001 to 2 Dec 2003)

Updates to this individual's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Senior staff at any authorised firm have to be approved by the FCA personally.
Approved individual: Someone the FCA has personally signed off to hold a senior role at an authorised firm — directors, compliance officers and similar. They're held accountable for the firm's conduct.
Controlled functions: The specific senior roles the FCA approves people to hold, like 'Compliance oversight' or 'Money laundering reporting'. Each approval is tied to a particular firm.
IRN: Individual Reference Number — the unique ID the FCA assigns to each approved person. It stays the same as they move between firms.

Information on this page is sourced from the official FCA register.