TRULY INDEPENDENT LTD

• Principal Place of Business

  Truly Independent

  Atlantic House

  Fletcher Way

  Parkhouse

  Carlisle

  Cumberland

  CA3 0LJ

  UNITED KINGDOM

  Phone

  +4401228587588

  Web

  https://www.trulyifa.co.uk

• Complaints Contact

  Truly Independent

  Atlantic House

  Fletcher Way

  Parkhouse

  Carlisle

  Cumberland

  CA3 0LJ

  UNITED KINGDOM

  Phone

  +4401228587588

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• P2P Lending Advice

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance)

• Pension Transfer Advice

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · This permission is limited to debt counselling with no debt management activity
  • · This permission is limited to debt counselling which is provided in connection with investment advice and buy to let mortgages.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Jane Williams

  IRN JXW01881

  • [FCA CF] Functions requiring qualifications (2 Nov 2020 to 30 Jan 2025)
  • [FCA CF] Client dealing (2 Nov 2020 to 30 Jan 2025)
• Jeremy Gordon Ritchie

  IRN JGR00004

  • CF30 Customer (20 Nov 2014 to 7 Jun 2017)
• Jermaine Jennings

  IRN JXJ01246

  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • [FCA CF] Client dealing (since 14 Oct 2025)
  • [FCA CF] Functions requiring qualifications (since 14 Oct 2025)
• Johanna Bowcher

  IRN JXB01232

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Client dealing (since 17 Sep 2025)
  • [FCA CF] Functions requiring qualifications (since 17 Sep 2025)
• John Anthony Boyle

  IRN JAB00073

  • CF30 Customer (5 Apr 2016 to 7 Apr 2019)
• John Austin Shapland

  IRN JAS00070

  • [FCA CF] Client dealing (9 Dec 2019 to 3 Oct 2024)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 3 Oct 2024)
  • CF30 Customer (15 Sep 2017 to 8 Dec 2019)
• John Joseph Byrne

  IRN JJB00029

  • [FCA CF] Client dealing (9 Dec 2019 to 1 Sep 2022)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 1 Sep 2022)
  • CF30 Customer (30 Jan 2014 to 8 Dec 2019)
• John Martin Peter Holcroft

  IRN JMH00051

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 30 Sep 2022)
  • [FCA CF] Client dealing (9 Dec 2019 to 30 Sep 2022)
  • CF30 Customer (1 Nov 2019 to 8 Dec 2019)
• John Robert Martin

  IRN JRM00031

  • [FCA CF] Client dealing (9 Dec 2019 to 31 Mar 2024)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 31 Mar 2024)
  • CF30 Customer (30 Aug 2016 to 8 Dec 2019)
• Jonathan Anthony Ellis

  IRN JAE00003

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • [FCA CF] Functions requiring qualifications (since 6 Feb 2023)
  • [FCA CF] Client dealing (since 6 Feb 2023)

• Sands Financial Management Ltd (no longer appointed)

  FRN 651381 · Appointed 9 Sep 2022 · Until 29 Sep 2023

No changes recorded yet.