Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Paul Ashley Hardingham
IRN PXH01357
- (2354)CF21 Investment Adviser (12 Oct 2005 to 30 Dec 2006)
- (2353)CF22 Investment Adviser (Trainee) (15 May 2002 to 12 Oct 2005)
- (2355)CF1 Director (AR) (15 May 2002 to 12 Mar 2007)
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Paul Burnside
IRN PXB01961
- (1428)Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- (2057)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 10 Jan 2020)
- (2058)CF1 Director (AR) (31 Oct 2017 to 23 Jan 2020)
- (2056)CF30 Customer (20 Dec 2016 to 23 Jan 2020)
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Paul Campbell Austin
IRN PCA01028
- (243)CF1 Director (AR) (4 Apr 2005 to 3 Dec 2012)
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Paul Charles Bracher Davies
IRN PXD09470
- (2603)CF1 Director (AR) (18 Dec 2018 to 15 Mar 2019)
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Paul Cobb
IRN PXC00182
- (211)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (210)21. Advising or arranging (bringing about) equity release transactions
- (212)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
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Paul Cowan
IRN PXC00753
- (232)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (233)Appointed representative dealing with clients for which they require qualification (since 17 Feb 2026)
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Paul Darren Hammond
IRN PDH00030
- (1828)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 10 Jun 2021)
- (1829)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 Jun 2021)
- (1830)CF1 Director (AR) (9 Jun 2014 to 10 Jun 2021)
- (1825)CF30 Customer (1 Nov 2007 to 10 Jun 2021)
- (1826)CF21 Investment Adviser (24 Jun 2002 to 31 Oct 2007)
- (1827)CF4 Partner (AR) (24 Jun 2002 to 9 Jun 2014)
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Paul Duncan Sloan
IRN PDS01177
- (988)CF1 Director (AR) (8 Feb 2010 to 29 Nov 2010)
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Paul Ellis
IRN PXE01214
- (1330)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (1331)4. Giving personal recommendations on retail investment products which are not broker funds
- (1328)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (1329)9A. Advising on P2P agreements
- (1333)Appointed representative dealing with clients for which they require qualification (since 27 Feb 2025)
- (1334)Director of firm who is not a certification employee or a SMF manager (since 27 Feb 2025)
- (1332)CF30 Customer (since 26 Feb 2025)
- (1335)CF1 Director (AR) (since 26 Feb 2025)
- (2031)CF30 Customer (15 Apr 2014 to 17 Jun 2015)
- (2032)CF1 Director (AR) (15 Apr 2014 to 17 Jun 2015)
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Paul Francis James Jukes
IRN PXJ00012
- (899)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (900)9A. Advising on P2P agreements
- (902)4. Giving personal recommendations on retail investment products which are not broker funds
- (901)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (904)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (905)Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
- (906)CF1 Director (AR) (since 18 Apr 2011)
- (903)CF30 Customer (since 1 Nov 2007)
- (2524)CF7 Sole Trader (AR) (1 Dec 2001 to 31 Jan 2007)
- (2523)CF21 Investment Adviser (1 Dec 2001 to 31 Oct 2007)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Grosvenor Mortgage Services (no longer appointed)
FRN 221237 · Appointed 9 Dec 2002 · Until 12 Dec 2005
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McGregor Financial Services Ltd (no longer appointed)
FRN 221160 · Appointed 5 Dec 2002 · Until 17 Jul 2006
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Gwasanaethau Ariannol Elidir Financial Services (no longer appointed)
FRN 220933 · Appointed 26 Nov 2002 · Until 14 Oct 2005
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Sinton Andrews (Mortgages & Financial Services) Limited (no longer appointed)
FRN 220934 · Appointed 26 Nov 2002 · Until 30 Jun 2006
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Coltman Shaw Associates Limited (no longer appointed)
FRN 220617 · Appointed 13 Nov 2002 · Until 28 Feb 2003
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ARW Wealth Managers Ltd (no longer appointed)
FRN 208314 · Appointed 11 Nov 2002 · Until 12 Dec 2022
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The Independent Consultancy (no longer appointed)
FRN 209851 · Appointed 11 Nov 2002 · Until 11 Nov 2002
Recent activity
Updates to this firm's record on the FCA register.
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trading name added: Reeves Financial
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trading name added: IN Partnership - Scotland
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trading name added: IN Partnership
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trading name added: Great Oak Financial Services
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trading name added: Foundation Financial Services
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trading name added: Classic Mortgages (Lancashire)
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trading name added: AP Financial Planning Services
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trading name added: Woodhatch Financial
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trading name added: Town and County Partnership
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trading name added: Town & Country Partnership