Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
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Complaints Contact
On-Line House50-56 North StreetHorshamWest SussexRH12 1RDUNITED KINGDOM- Phone
- +4401403214200
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Buy-to-Let Mortgage Advice
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Buy-to-Let Mortgage Arranging
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P2P Lending Advice
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional
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Pension Transfer Advice
For Retail (Investment), Professional, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Personal pension scheme
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Islamic Mortgage Advice
For Customer, Home purchase plans
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Equity Release Advice
For Customer, Home reversion plans
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Investment Advice (no pensions)
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Advice
For Customer, Regulated mortgage contract
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Authorised to Operate
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Islamic Mortgage Arranging
For Customer, Home purchase plans
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Equity Release Arranging
For Customer, Home reversion plans
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Arranges Investments
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Mortgage Arranging
For Customer, Regulated mortgage contract
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Arranges Asset Safekeeping
For Retail (Investment), Professional, Life Policy, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security)
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- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Credit Brokering
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Stockbroking
For Professional, Retail (Investment), Structured Deposits, Warrant, Government and public security, Personal pension scheme, Debenture, Share, Unit, Rights to or interests in investments (Contractually Based Investments), Certificates representing certain security, Rights to or interests in investments (Security), Stakeholder pension scheme, Life Policy
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
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Consumer Loans
Show 1 limitation Hide limitations
- · Limited to lending that is in connection with the repayment of fees which are only for ongoing services or regular premiums.
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Loan Servicing
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Islamic Mortgage Setup
For Customer, Home purchase plans
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Equity Release Setup
For Customer, Home reversion plans
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Mortgage Setup
For Customer, Regulated mortgage contract
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Investment Setup
For Retail (Non-Investment Insurance), Commercial, Retail (Investment), Professional, Structured Deposits, Share, Debenture, Government and public security, Warrant, Certificates representing certain security, Unit, Life Policy, Stakeholder pension scheme, Rights to or interests in investments (Security), Rights to or interests in investments (Contractually Based Investments), Non-investment insurance contracts, Personal pension scheme
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
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Manages Your Portfolio
For Professional, Retail (Investment), Structured Deposits, Life Policy, Government and public security, Personal pension scheme, Share, Unit, Rights to or interests in investments (Security), Stakeholder pension scheme, Rights to or interests in investments (Contractually Based Investments), Warrant, Certificates representing certain security, Debenture
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Ross Collie Harry MacGregor
IRN RCS00014
- (804)CF21 Investment Adviser (1 Dec 2001 to 17 Nov 2003)
- (805)CF7 Sole Trader (AR) (1 Dec 2001 to 17 Nov 2003)
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Ross Durrant
IRN RXD00127
- (1342)Appointed representative dealing with clients for which they require qualification (11 Mar 2021 to 12 Dec 2025)
- (1341)CF30 Customer (10 Mar 2021 to 12 Dec 2025)
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Roy Nichols Lupton
IRN RNL00005
- (2341)Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 5 Aug 2024)
- (2340)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 5 Aug 2024)
- (2339)CF30 Customer (24 Mar 2016 to 5 Aug 2024)
- (2342)CF1 Director (AR) (24 Mar 2016 to 5 Aug 2024)
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Royston Dennis John Sainsbury
IRN RDS00022
- (863)CF21 Investment Adviser (1 Dec 2001 to 31 Dec 2005)
- (864)CF4 Partner (AR) (1 Dec 2001 to 20 Jul 2009)
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Royston Paul Fielding
IRN RPF01022
- (1729)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 May 2024)
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Rupert Wells
IRN RXW00159
- (1347)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 20 Sep 2024)
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Russell Andrew Waller
IRN RAW00031
- (792)4. Giving personal recommendations on retail investment products which are not broker funds
- (791)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (790)9A. Advising on P2P agreements
- (795)Director of firm who is not a certification employee or a SMF manager (since 9 Jul 2024)
- (794)Appointed representative dealing with clients for which they require qualification (since 9 Jul 2024)
- (793)CF30 Customer (since 4 Jul 2024)
- (796)CF1 Director (AR) (since 4 Jul 2024)
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Russell John Rowe
IRN RJR00010
- (891)9A. Advising on P2P agreements
- (889)21. Advising or arranging (bringing about) equity release transactions
- (890)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (894)4. Giving personal recommendations on retail investment products which are not broker funds
- (893)6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
- (892)7. Giving personal recommendations on long-term care insurance contracts
- (896)Appointed representative dealing with clients for which they require qualification (since 2 Sep 2024)
- (895)CF30 Customer (since 16 Jun 2024)
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Ruth Annie Forsythe
IRN RAF01142
- (744)CF4 Partner (AR) (6 Nov 2013 to 4 Nov 2019)
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Ruzvan Nabi
IRN RXN01099
- (1398)CF21 Investment Adviser (13 Feb 2004 to 23 Aug 2004)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Edwards Financial Solutions Ltd (no longer appointed)
FRN 482299 · Appointed 22 Apr 2008 · Until 26 Aug 2009
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Carlton Financial Solutions Limited (no longer appointed)
FRN 481308 · Appointed 7 Apr 2008 · Until 6 Nov 2009
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Impartial Investments Limited (no longer appointed)
FRN 479306 · Appointed 20 Feb 2008 · Until 30 Apr 2010
Recent activity
Updates to this firm's record on the FCA register.
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controlled function added: (2029)SMF3 Executive Director
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controlled function added: (2028)SMF9 Chair of the Governing Body
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controlled function added: (2027)SMF10 Chair of the Risk Committee
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controlled function added: (2026)CF1 Director (AR)
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controlled function added: (2025)SMF2 Chief Finance
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controlled function added: (2024)SMF3 Executive Director
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controlled function added: (2023)CF1 Director (AR)
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controlled function added: (2022)SMF3 Executive Director
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controlled function added: (2021)CF1 Director (AR)
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controlled function added: (2020)Director of firm who is not a certification employee or a SMF manager