Standard Life Lifetime Mortgages Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Trades With You Directly

For Customer, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract
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- · The firm, in carrying on this regulated activity, is limited to entering into transactions in a manner which (a) if the firm was an unauthorised person, would come within article 16 of the RAO; or (b) if entering into a regulated mortgage contract as lender were not a regulated activity, would come within article 19 of the RAO
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
Mortgage Lending

For Customer, Regulated mortgage contract
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Charanjit Samrai
IRN CXS26387
- [FCA CF] Significant management (1 Sep 2021 to 8 Oct 2025)
Christopher Edwards
IRN CXE00193
- [FCA CF] Significant management (since 8 Nov 2023)
Ciaran Francis McGuigan
IRN CFM01073
- SMF3 Executive Director (9 Dec 2019 to 31 Jan 2021)
- CF1 Director (1 Sep 2018 to 8 Dec 2019)
Colin Williams
IRN CAW01099
- [FCA CF] Manager of certification employee (3 Mar 2025 to 21 Jan 2026)
Craig Cameron
IRN CXC00137
- CF3 Chief Executive (27 Aug 2010 to 15 Apr 2011)
- CF1 Director (27 Aug 2010 to 15 Apr 2011)
- CF2 Non Executive Director (30 Jun 2008 to 27 Aug 2010)
Craig Douglas Hamilton
IRN CXH23992
- SMF16 Compliance Oversight (7 Oct 2020 to 31 Jul 2024)
David Brayley
IRN DXB54437
- [FCA CF] Significant management (since 4 Nov 2024)
David Cameron Bentley
IRN DCB01054
- CF1 Director (27 May 2010 to 29 Apr 2011)
- CF10 Compliance Oversight (8 Nov 2006 to 31 Dec 2006)
- CF14 Risk Assessment (8 Nov 2006 to 31 Dec 2006)
- CF15 Internal Audit (8 Dec 2005 to 8 Nov 2006)
- CF2 Non Executive Director (31 Oct 2004 to 10 Nov 2006)
David Nicholas Woollett
IRN DNW01020
- SMF16 Compliance Oversight (since 8 Dec 2025)
- [FCA CF] Manager of certification employee (1 Aug 2025 to 7 Dec 2025)
- SMF4 Chief Risk (16 Feb 2021 to 3 Nov 2023)
David Powers
IRN DXP02304
- SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 28 Mar 2021)
- CF11 Money Laundering Reporting (18 Nov 2019 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.