S&M FINANCIAL PLANNING LTD

• Principal Place of Business

  223 St. Albans Road

  Watford

  Hertfordshire

  WD24 5BH

  UNITED KINGDOM

  Phone

  +4407896090436

  Web

  https://www.smfinancialpln.co.uk

• Complaints Contact

  223 St. Albans Road

  Watford

  Hertfordshire

  WD24 5BH

  UNITED KINGDOM

  Phone

  +4407896090436

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Investment Advice (no pensions)

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Antonrex Rayappu

  IRN AXR02842

  • [FCA CF] Functions requiring qualifications (28 Mar 2023 to 31 Oct 2024)
• Dawood Hassan

  IRN DXH00529

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 14 Jul 2023)
• Eugene Christopher Mills-Baptiste

  IRN ECM01041

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 11 Aug 2025)
• Kalpana Patel

  IRN KXP00164

  • SMF3 Executive Director (28 Dec 2023 to 12 Feb 2024)
  • Responsible for Insurance Distribution (28 Dec 2023 to 30 Dec 2022)
  • SMF16 Compliance Oversight (28 Dec 2023 to 30 Dec 2023)
  • Responsibility for MCD Intermediation (14 Oct 2022 to 30 Dec 2022)
• Khurram Shehzad

  IRN KXS30560

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 8 May 2024)
• Kingsford Blankson

  IRN KXB30957

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 17 Apr 2024)
• Malitha Herath

  IRN MXH28285

  • SMF3 Executive Director (since 12 Jun 2020)
• Miriam Sonali Nawagamuwa

  IRN MXN91700

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Manager of certification employee (since 9 Oct 2023)
  • [FCA CF] Functions requiring qualifications (since 9 Oct 2023)
• Naveed Najam Gill

  IRN NXG00318

  • [FCA CF] Functions requiring qualifications (23 Oct 2024 to 24 Feb 2025)
• Priyantha Arachchige

  IRN PXA00141

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 20 Dec 2024)
  • [FCA CF] Functions requiring qualifications (13 Nov 2023 to 20 May 2024)

• Kingsford Blankson

  FRN 1007908 · Appointed 26 Mar 2024

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