PREMIER FINANCIAL PLANNING LIMITED

• Principal Place of Business

  English Mutual House

  22 The Tything

  Worcester

  WR1 1HD

  UNITED KINGDOM

  Phone

  +447973154163

  Web

  https://www.pfp-ltd.com

• Complaints Contact

  English Mutual House

  22, The Tything

  Worcester

  WR1 1HD

  UNITED KINGDOM

  Phone

  +447969162211

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Pension Transfer Advice

  For Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Stakeholder pension scheme, Unit

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  • · This activity is limited to the provision of advice in relation to the conversion or transfer of benefits from: i) pension policies with a Guaranteed Annuity Rate (for the avoidance of doubt, this includes policies which are retirement annuity contracts with a minimum guaranteed income, where that income satisfies limb (b) of the Glossary definition of Guaranteed Annuity Rate); ii) defined contribution occupational schemes without safeguarded benefits.
  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Equity Release Advice

  For Customer, Home reversion plans

• Investment Advice (no pensions)

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

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  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Equity Release Arranging

  For Customer, Home reversion plans

• Arranges Investments

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

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  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Debt Advice

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  • · This permission is limited to debt counselling which is provided in connection with investment advice and/or buy to let mortgage advice and/or second charge mortgage advice
  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Debenture, Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Structured Deposits, Unit, Warrant

  Show 1 limitation Hide limitations

  • · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.

• Merryn Collins

  IRN MXC00238

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • CF30 Customer (since 16 Sep 2025)
  • CF1 Director (AR) (since 16 Sep 2025)
  • SMF3 Executive Director (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF16 Compliance Oversight (9 Dec 2019 to 9 Dec 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 9 Dec 2025)
  • Responsible for Insurance Distribution (1 Oct 2018 to 9 Dec 2025)
  • Responsibility for MCD Intermediation (21 Mar 2016 to 9 Dec 2025)
  • CF30 Customer (21 Apr 2009 to 8 Dec 2019)
  • CF11 Money Laundering Reporting (21 Apr 2009 to 8 Dec 2019)
  • CF10 Compliance Oversight (21 Apr 2009 to 8 Dec 2019)
  • Responsible for Insurance Mediation (22 Dec 2008 to 30 Sep 2018)
  • CF1 Director (22 Dec 2008 to 8 Dec 2019)
  • CF8 Apportionment and Oversight (22 Dec 2008 to 31 Mar 2009)
• Michael Hillier James

  IRN MHJ00008

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • CF30 Customer (since 16 Sep 2025)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • CF30 Customer (5 Oct 2012 to 8 Dec 2019)
• Nicholas Scarrett

  IRN NXS00075

  • Responsible for Insurance Distribution (since 10 Dec 2025)
  • Responsibility for MCD Intermediation (since 10 Dec 2025)
  • SMF17 Money Laundering Reporting Officer (MLRO) (since 1 Dec 2025)
  • SMF16 Compliance Oversight (since 1 Dec 2025)
• Paul Robert Duncalf

  IRN PRD01097

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • CF30 Customer (since 16 Sep 2025)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • CF30 Customer (2 Oct 2012 to 8 Dec 2019)
• Richard Dalgleish

  IRN RXD00027

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
• Richard Mathew Odell

  IRN RMO00011

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • CF1 Director (AR) (since 16 Sep 2025)
  • CF30 Customer (since 16 Sep 2025)
  • [FCA CF] Client dealing (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
  • SMF3 Executive Director (9 Dec 2019 to 8 Jul 2025)
  • CF30 Customer (23 Jul 2009 to 8 Dec 2019)
  • CF1 Director (22 Dec 2008 to 8 Dec 2019)
• Simon Paul Reeve

  IRN SPR01055

  • 4. Giving personal recommendations on retail investment products which are not broker funds
  • 6. Giving personal recommendations on Friendly Society tax-exempt policies (other than Holloway sickness policies where the Holloway policy special application conditions are met)
  • Appointed representative dealing with clients for which they require qualification (since 24 Jul 2025)
  • CF4 Partner (AR) (since 23 Jul 2025)
  • CF30 Customer (since 23 Jul 2025)
  • [FCA CF] Client dealing (since 27 Jun 2025)
  • [FCA CF] Functions requiring qualifications (27 Jun 2025 to 19 Aug 2025)
• Simon Richard Muirhead

  IRN SRM01162

  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 12 Sep 2025)

• CARDAN (PFP) LTD

  FRN 1040272 · Appointed 16 Sep 2025

• Cardan Wealth Management LLP

  FRN 1037331 · Appointed 23 Jul 2025

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